*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice.

*APY=Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice. You only need $500 to open a Savings Certificate, with the exception of the Jumbo CD. A penalty may be charged for early withdrawal. Other terms may be available, call 410-487-7328 or 800-879-7328 for details. The minimum deposit for Jumbo CDs is $100,000.

* APY = Annual Percentage Yield. This page is updated regularly. The minimum deposit for Jumbo CDs is $100,000.

* APR=Annual Percentage Rate. Rates are subject to change without prior notification. SECU will advance the closing costs on any primary or second home with a loan amount of $300,000 or less, regardless of credit score and/or the number of SECU Home Equity loans the member has had. Closing costs generally range from $850 to $1,000 on a $20,000 loan or line of credit. If line of credit is paid off within 24 months or original note date, closing costs must be reimbursed to SECU by borrower. Adequate property and flood insurance required, if applicable.

** Introductory rate is a variable rate of Prime minus 3.51% for 12 months, subject to a floor rate of 1.74%. Offer is valid on qualified new home equity line of credit applications received between now and December 31, 2019 with a minimum initial draw of $20,000 and a maximum 90% combined Loan-to-Value (CLTV). After the intro rate or for lines not subject to the intro rate, your monthly APR will be a fully indexed, variable rate based on Prime plus or minus a margin and based on your credit line amount, Loan to Value (LTV) and other factors. Prime rate is obtained from the Wall Street Journal. The minimum APR that can apply is 3.5% and the maximum APR that can apply is 18%. The rate is variable and can adjust on a monthly basis. Consult a tax professional for further information regarding the potential tax deductibility of your interest payments and charges.

Direct Deposit Requirement Introduced
This promotional offer requires direct loan payment from a SECU account and a direct deposit of full pay check to SECU checking account (existing direct deposit qualifies).

Home Equity Lines of Credit Sub Accounts: Rates indicated are the lowest rates. Actual APR may vary based on application, credit history, and other factors. Consult your tax advisor for deductibility of interest.

Published rates and terms based on primary homes. Other rates and terms available for secondary homes and investment properties. This page is updated regularly. SECU is an Equal Housing Lender.

*APR=Annual Percentage Rate. This page is updated regularly. The rates listed above are the best rates for all the terms indicated. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Refinance rates are based on refinancing from another institution; refinance of a SECU auto loan may yield a higher rate. Rates are subject to change without prior notice. The auto loan rates above reflect the discount for a direct loan payment option from a SECU account. New auto or truck refinance is for vehicles that are less than 12 months old and registered to the original owner.

* APR=Annual Percentage Rate. ** The minimum monthly payment is $50. This page is updated regularly.

* Nearly all your SECU deposit and loan balances are considered when determining the Relationship Rewards minimum balance. SECU calculates combined balances based on the average balance you had in a deposit account during your statement period and your outstanding loan balances. For Visa credit card, Home Equity Line of Credit and Preferred Line of Credit, rewards are based on your balance, not the amount of your credit line. If you fall below the minimum combined balance, a monthly fee will be assessed unless you have SECU Preferred Services. For specific details on how your Relationship Rewards balance is calculated, please see our Agreements and Disclosures. "Active Bill Pay use" means making at least one electronic payment using SECU's Bill Pay service every 60 days. APY = Annual Percentage Yield. Deposits federally insured by NCUA. 

Rates are subject to change without notice.