Score exclusive, ongoing perks with the Official Debit Card of the Maryland Terrapins
HAVE YOU MET
OUR DREAM TEAM?
Sorry, this time we’re not talking about our Member Advisors (though they’re pretty solid).
Terps fans, it’s our pleasure to present the greatest UMD tandem since the legendary inside-out combo of Juan Dixon and Lonny Baxter. By combining the convenient benefits of our SECU Total™ Checking & Rewards Account with the Official Debit Card of the Maryland Terrapins—and its exclusive ongoing perks—the results are simply unbeatable.
- 20% OFF Terps Gear at the online Terrapin Fan Shop (Fanatics)1
- 10% OFF Concessions and Merchandise at SECU Stadium and Xfinity Center during all Maryland Athletic Events; excludes postseason playoffs2
- Digital Payments (like Apple Pay)
- No monthly maintenance fees
- Debit cash back & bonus points
Opening a SECU Total™ Checking & Rewards Account that’s connected to the Official Debit Card of the Maryland Terrapins is simple to do online or at any SECU location. Open your account today.
Your Terps Card
UNLOCKS LOCAL DEALS
Enjoy discounts, prizes, and other rewards at a growing list of local businesses like:
3
Your Terps Card
UNLOCKS LOCAL DEALS
Enjoy discounts, prizes, and other rewards at a growing list of local businesses like:
3
New Member Student Bonus Disclosure
$100 bonus offer available for current students at Maryland colleges or universities who become new SECU members, and open checking between 7/15/26 – 12/31/26. Visit secumd.org/membership for membership requirements.
To qualify: 1) Open a share savings and SECU Total™ Checking & Rewards account during the promotional period. 2) Enter promo code STUDENT100 during online application or provide during in-branch application. 3) Within 60 days of opening checking: Set up e-statements and enroll in online and mobile banking. Existing members are not eligible for this offer. Members or former members who had a checking account in the last 24 months are not eligible for this offer. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Membership eligibility is required. Checking accounts are subject to terms and product approvals. The minimum balance to open a share savings is $10. The minimum balance to open a SECU Total™ Checking & Rewards checking account is $25. All criteria must be met within 60 days of opening checking. Accounts opened without the promo code STUDENT100 will not be eligible for the offer. SECU will credit one cash bonus of $100 to the primary owner of the new SECU checking account and $10 into the share savings account within 30 days of meeting the requirements. Membership and accounts must be in good standing and actively enrolled in mobile and online banking to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. Advertised bonus cannot be combined with any other offer. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. Any applicable taxes are the responsibility of the member. SECU’s determination of offer eligibility is final.
APY = Annual Percentage Yield. APYs current as of 11/01/22. Rates subject to change at any time. Fees may reduce earnings on the account.
Share savings receive 0.10% APY.
APY for SECU Total™ Checking & Rewards is calculated based on average daily balance and will be a blended rate.
Platinum: For this level, balances less than $3,500 receive 0.10% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.10% – 0.15%. Balances over $20,000 and $74,999.99 receive an APY of 0.10% – 0.50%. Balances over $75,000 receive APY of .10% – 2.00%.
Gold: For this level, balances less than $20,000 receive an APY of 0.10%. Balances over $20,000 receive an APY of 0.10% – 0.15%.
Silver: For this level, all balances receive an APY of 0.10%.
Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.
Blended rate example: If you are in the Platinum level and have a balance of $100,000, you will receive APY of 0.10% on the first $3,499.99, APY of 0.15% on the portion of your balance between $3,500 and $19,999.99, APY of 0.50% on the portion of your balance between $20,000 and $74,999.99 and receive APY of 2.00% on the portion of your balance above $75,000. This would result in a blended APY of 0.81%, if you maintain the $100,000 for the entire month.
Federally insured by NCUA.
120% off Terps gifts and gear at the online Terrapin Fan Shop: Discount available to Terps debit and credit card holders only via promo code provided by SECU. SECU debit or credit card is not required to be used as final payment method.
210% off In-Stadium Concessions and In-Stadium Merchandise: Discount available to any SECU debit or credit card holder at Xfinity or SECU stadiums. To receive the discount, member must show debit or credit card prior to final payment. SECU is not responsible if discount is not applied correctly. SECU debit or credit card is not required to be used as final payment method.
310% off GrillMarx purchases: Discount available to Terps debit and credit card holders only. To receive the discount, members must show their SECU Terps debit or credit card and request the discount be applied by GrillMarx staff. Discount applies to dine-in or take out appetizers and desserts only. SECU debit or credit card is not required to be used as final payment method.