SECU IS THE OFFICIAL BANKING PARTNER of the Maryland Terrapins
CURRENT OFFERS   |   UMD RESOURCES   |   MEMBERSHIP PROCESS   |   WHY JOIN SECU

OUR PARTNERSHIP WITH UMD

COULD BRING YOU ONE STEP CLOSER TO SECU MEMBERSHIP

AND A BETTER
WAY TO BANK

OUR PARTNERSHIP WITH UMD

COULD BRING YOU ONE STEP CLOSER TO SECU MEMBERSHIP

AND A BETTER 
WAY TO BANK

As Maryland’s largest credit union, it only makes sense for us to partner with a renowned school like the University of Maryland. Our organization proudly shares the same commitment to improving the lives of students, athletes, and community members. From financial wellness to better banking services, SECU is here to do our part and hope that you’ll join us.

Together, we can build a stronger future for Maryland.

$350*IS WAITING
FOR YOU!

$350* is waiting for you!

NEW TO SECU?
GET $350* TO SPEND FREELY

For a limited time, new SECU members get $350* for opening a SECU Total™ Checking & Rewards account. Enjoy competitive rates, no monthly maintenance fees, cash back on debit card purchases, and so much more with this all-in-one checking account.

  • Offer valid 11/1/24 — 3/31/25 for new SECU members.
  • Must set up e-statements and have at least 2 qualifying payroll Direct Deposits within 90 days of opening the account.

With a little extra cash to spend (or save) freely, plus convenient banking benefits, there’s no better time to join SECU and open a checking account.

with the NEW Official Credit Card of the Maryland Terrapins

EARN 3X POINTS† ON GAS, GROCERIES, AND STREAMING SERVICES.
PLUS, ENJOY EXCLUSIVE REWARDS AND SECU STADIUM PERKS. GO ON, PAY PROUDLY.

EARN 3X POINTS† ON GAS, GROCERIES, AND STREAMING SERVICES. PLUS, ENJOY EXCLUSIVE REWARDS AND SECU STADIUM PERKS. GO ON, PAY PROUDLY.

LOCAL REWARDS & STADIUM PERKS

GAME ON

SECU teamed up with the Terps to design the only credit card you’ll want to carry. Beyond earning points on everyday purchases, the card comes loaded with other exclusive perks and convenient benefits. Plus, Terps fans can show their Maryland pride by choosing their favorite card art.

Pay with Your Terps Card, Get Local Rewards
Enjoy discounts, prizes, and other rewards when you use your credit card at a growing list of local businesses.

Check Out These Fan-Favorite Benefits:

  • 20% OFF Terps gifts and gear at the online Terrapin Fan Shop
  • FREE 8-Inch Cheese Pizza from Ledo Pizza when you open your credit card at any SECU financial center
  • 10% OFF GrillMarx appetizers and desserts (dine-in and takeout)
  • 10% OFF In-Stadium Concessions at SECU Stadium and Xfinity Center during Maryland Athletic Events
  • 10% OFF In-Stadium Merchandise at SECU Stadium and Xfinity Center during Maryland Athletic Events

Rewards and perks may change without notice based on partner participation.

How to Become a Member

Many individuals who are affiliated with the University of Maryland automatically have access to a SECU membership. Please follow the steps below to see if you qualify, and if not, please check out this list for other ways you may be eligible.

STEP 1:
Confirm Eligibility

Thanks to our partnership with UMD, current students, faculty, staff and alumni are all eligible for SECU Membership. If that doesn’t sound like you, not to worry. Here are other ways to qualify.

STEP 2:
Choose Your Account

As part of the process, you’ll need to select the SECU service you’d like to activate. Review the options below, and as always, we’re here to answer any questions.

STEP 3:
Open and Activate

Open your new deposit account online today or set up a virtual or in-person appointment to speak with a Member Advisor. Once that’s complete, you’re a new SECU Member!

Why Become A SECU Member

Your Community Is Our Community

While we’re able to provide lower rates and are proud of our personalized service, that’s just scratching the surface of SECU membership.

All across Maryland, we’re deeply rooted in the communities we serve—leading local initiatives, such as financial literacy programs, support for local businesses and our highly successful Kindness Campaign that unites volunteers in acts of goodness.

Join SECU. Bank Proudly.

Lifetime Ownership

As a credit union, our members are also part owners. So you have a say in the future of SECU, and you’re welcome to stay for life.

Lower Rates, Fewer Fees

Unlike the big banks, when we make money it comes back to you through lower loan rates, higher deposit rates, and fewer & lower fees.

Digital Banking

All of the modern banking conveniences are here: bill pay, check deposits, money transfers, you name it—it can all be done from your mobile device.

Virtual Financial Center

Online banking just got easier. Here, you can do most of your day-to-day banking, set up virtual appointments, chat with Member Advisors, and so much more.

Trusted Advice

Our member advisors do what’s right for you, every time. That means they take the time to understand your goals and help you achieve them.

Free Financial Support

Your overall financial wellness is our focus. That’s why we offer free services to help you learn to budget, improve your credit score, plan for retirement, and more.

Dedication to Community

We would be nothing without our local community, so we keep our business here and give back in meaningful ways.

Not-For-Profit Banking

This is how we bring you lower rates and fewer fees. We have absolutely no financial relationships or investments with any brokerage firm.

REFER A FRIEND. GET $50.

THAT EASY, FELLOW TERPS FANS.

TELL ME MORE

*$350 offer valid from 11/1/24 – 3/31/25 for NEW SECU members only. Must open a new SECU Total™ Checking & Rewards account and meet the following criteria:

New SECU Members: 1) Join SECU and open a checking account during the promo period; 2) Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll Direct Deposits post to your checking account. Existing members are not eligible for this offer. Members or former members who had a checking account in the last 24 months are not eligible for this offer.

Offer is only available to Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV). Residents of other states not listed are not eligible. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security and must be in your checking account. Person-to-person, bank transfers or other electronic money transfers, such as those made through Internet payment services, do not qualify. All criteria must be met within 90 days of opening checking. SECU will credit one cash bonus of $350 to the primary owner of the new SECU checking account within 60 days of meeting the requirements. Membership and accounts must be in good standing to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Advertised bonus cannot be combined with any other offer. Membership eligibility is required. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. SECU’s determination of offer eligibility is final. Federally insured by NCUA.