$350 offer valid from 9/1/26 – 12/31/2026 for new SECU members and 9/1/26 – 12/31/2026 for existing SECU members without checking. Must meet the following criteria: 1) Open a SECU checking account during the promo period. New members need to join SECU. 2) Enter promo code SECU350 during online application or provide during in-branch application. 3) Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll direct deposits post to your checking account. Members or former members that had a checking account in the last 24 months are not eligible for this offer. Offer is only available to Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV). Residents of other states not listed are not eligible. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security and must be in your checking account. Person to person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.

The minimum balance to open a share savings is $10. The minimum balance to open a SECU Total™ Checking & Rewards checking account is $25. Checking account are subject to terms and product approvals. All criteria must be met within 90 days of opening checking. Accounts opened without the promo code SECU350 will not be eligible for the offer. SECU will credit one cash bonus of $350 to the primary owner of the new SECU checking account within 60 days of meeting the requirements. Membership and accounts must be in good standing to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Advertised bonus cannot be combined with any other offer. Membership eligibility required. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. Any applicable taxes are the responsibility of the member. SECU’s determination of offer eligibility is final.

APY = Annual percentage yield. APYs current as of 11/01/22. Rates subject to change at any time. Fees may reduce earnings on the account.

Share savings accounts receive 0.10% APY.

APY for SECU Total™ Checking & Rewards is calculated based on average daily balance and will be a blended rate. You must meet the criteria for each rewards level to receive the APYs for that level.

Platinum: For this level, balances less than $3,500 receive 0.10% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.10% – 0.15%. Balances over $20,000 and $74,999.99 receive an APY of 0.10% – 0.50%. Balances over $75,000 receive .10% – 2.00%.

Gold: For this level, balances less than $20,000 receive an APY of 0.10%. Balances over $20,000 receive an APY of 0.10% – 0.15%.

Silver: For this level, all balances receive an APY of 0.10%.

Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.

Blended rate example: For example: If you are in the Platinum level and have a balance of $100,000, you will receive 0.10% on the first $3,499.99, 0.15% on the portion of your balance between $3,500 and $19,999.99, 0.50% on the portion of your balance between $20,000 and $74,999.99 and 2.00% on the portion of your balance above $75,000. This would result in a blended APY of 0.81%, if you maintain the $100,000 for the entire month.

Federally insured by NCUA.