Open An Account

Where would you like to start?

Great! If you made it here, you are ready to open your new SECU checking, savings, money market or certificate account. Simply select the account type below to get started and open your account online.

If you are interested in applying for one of our lending products, simply click on the product below to select and start your application:

If you have questions or would rather speak to someone to help you open your account, you can set up a virtual or in-person appointment or chat with us.

Checking Accounts

A SECU checking account is a great way to manage your money with Online & Mobile Banking, Bill Pay, and Digital Wallets.

SECU Total™ Checking & Rewards

Checking that grows with you.

Four different Rewards Levels that reward you based on your account activity and participation.

  • No monthly maintenance fees
  • 1 free order of checks/year
  • Access to 50k+ free ATMs
  • Competitive Interest Rates
  • Debit cash back

Savings Accounts

A SECU savings account is a great way to reach your savings goals while enjoying the benefits of SECU membership.

Share Savings

Great Account to Build Savings. Establishes SECU membership.

  • Pays interest above the Maryland Average*
  • Set up automatic transfers to quickly and easily grow your savings over time
  • Withdraw or transfer funds to/from other SECU accounts at any time without penalty**

Additional Savings

Open an Account for Every Goal

  • Perfect for vacation funds
  • Great way to save up for a particular purchase
  • No limit to how many accounts you can open

Money Market Accounts

Great solution for members who want a higher rate of interest while maintaining access to their savings.

Money Manager

  • Deposit, transfer, and withdraw funds anytime without penalty (6 per month)
  • Minimum deposit of $2,000 required to open
  • Watch your savings grow faster with our tiered rates

Money Market Advantage

  • Deposit, transfer, and withdraw funds anytime without penalty (6 per month)
  • Earn top interest rates to achieve your savings goals
  • Minimum deposit of $25,000 required to open

Certificate Accounts

Great solution for members who want to earn top interest rates and don’t require the flexibility to withdraw funds at any time.

  • One of the best Certificate of Deposit (CD) rates on the market
  • Terms from 3 months to 5 years
  • Minimum deposit of $500 required to open

*As reported by Informa

**Federal Reserve Board Regulation D limits the number of transfers or withdrawals that may be made from a Savings Account to six per month. Does not apply to withdrawals and transfers made in person at a branch or Financial Center.