Refinance Your Auto Loan and Save!

Refinancing your auto loan is just one stop on your way to financial freedom, which is why we’re offering auto refinancing with rates as low as 1.74% APR* and terms up to 84 months** for qualified buyers.

All the perks of refinancing your auto loan with SECU.***

  • Competitive Rates. By refinancing your current loan, you may be eligible for lower interest rates, saving you money over the life of your loan.
  • Better Terms. Refinance and get the time you need with our flexible terms, including financing for up to 84 months for well qualified buyers with our Exclusive Extended Term.
  • Smaller Payments. Keep more money in your pocket each month by reducing your payment with a new term and competitive rates.
  • Finish Paying Faster. Manage debt by refinancing to a shorter term, paying off your loan quicker on your way to being debt-free.

Get Started

Finding out whether you’re pre-approved is quick and easy – applying online only takes 10 minutes, making this the quickest stop of your day. You can apply online or schedule a virtual appointment so we can answer any questions you may have.

Submit Your Application

Schedule an In-person Appointment

Schedule a Virtual Appointment

Call Us at 800-879-7328

Learn more about appointments

*APR=Annual Percentage Rate. Rate above is for well qualified borrowers and applies to specific terms and conditions depending on term of loan. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Refinance rates are based on refinancing from another institution; refinance of a SECU auto loan may yield a higher rate. Advertised rates include auto pay and are subject to change without notice and are subject to credit approval. The auto loan rate above reflects the discount for a direct loan payment option from a SECU account. New auto or truck refinance is for vehicles that are less than 12 months old and registered to the original owner. Additional terms and restrictions may apply. Membership Required.

**See here for repayment information.

***Loans for automobiles more than nine model years old, inclusive of the current model year, require exception approval. No exceptions if the model year exceeds 14 years old, inclusive of the current year.

Offer ends December 31, 2021.