Preferred Lines of Credit
The first and last loan you’ll ever need
Rates now as low as 11.99% APR*
A preferred line of credit from SECU means you apply once and have a lifelong loan to tap into whenever you need it. Think of it as your emergency safety net, always there to help cover whatever life throws your way.
Approved members will enjoy:
- Loans of $300 to $30,000**
- No application fee
- No pre-payment penalty
- Ability to reborrow
- Automatic transfer overdraft protection
You can access your preferred line of credit by requesting a check or transferring funds to your SECU checking or savings account using any of these methods:
- Online banking
- By phone
- By mail
- At any SECU financial center or ATM
Accessing your funds couldn’t be easier
Having a personal line of credit means the money is always available. You can access your preferred line of credit by requesting a check or transferring funds to your SECU checking or savings account using any of these convenient options:
- Transfer funds using online banking, 24-hour banking, or any SECU ATM.
- Have your payment automatically deducted from your SECU checking account.
- Mail your payment with the loan payment coupons we provided.
- Drop off your payment at any SECU financial center.
SECU loan videos
* APR=Annual percentage rate. Rates range from 11.99% to 15.99% APR. Rate above is for well-qualified borrowers. Your actual rate may be higher. Your rate may vary based on term, application, and credit history. Advertised rates are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership required.
** Loans up to $20,000 can be opened online. Please schedule an appointment to talk to a SECU loan specialist for loans greater than that amount.
