Lower Rates. Fewer Fees.

Unlike the big banks, when we make money, it comes back to you through lower loan rates, higher deposit rates, and fewer and lower fees.

Checking Rates

Rates current as of: December 8, 2021

APY applies to the portion of your balance listed for each tier and will be calculated as a blended rate

$20,000 or more

Balance Requirement

Up to 0.20%*

APY**

$3,500 – $19,999.99

Balance Requirement

Up to 0.15%*

APY**

Less than $3,500

Balance Requirement

0.05%*

APY**

**APY = Annual Percentage Yield. *You must meet the criteria for each rewards level to receive the APYs shown for that level. Learn more here. APY is calculated based on average daily balance and will be a blended rate. Rates subject to change at any time. Fees may reduce earnings on the account. Membership eligibility required.

Blended rate example: If you are in the Platinum level and have a balance of $50,000, you will receive 0.05% on the first $3,499.99, 0.15% on the portion of your balance between $3,500 and $19,999.99 and 0.20% on the portion of your balance between $20,000 and $50,000. This would result in a blended APY of 0.17%, if you maintain the $50,000 for the entire month.

Platinum: For this level, balances less than $3,500 receive 0.05% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.05% – 0.15%. Balances over $20,000 receive an APY of 0.05% – 0.20%.

Gold: For this level, balances less than $3,500 receive an APY of 0.05%. Balances between $3,500 and 19,999.99 receive an APY of 0.05% – 0.10%. Balances over $20,000 receive an APY of 0.05% – 0.15%.

Silver: For this level, balances less than $3,500 receive an APY of 0.05%. Balances over $3,500 receive an APY of 0.05% – 0.10%.

Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.

Rates current as of: December 8, 2021

APY applies to the portion of your balance listed for each tier and will be calculated as a blended rate

$20,000 or more

Balance Requirement

Up to 0.15%*

APY**

$3,500 – $19,999.99

Balance Requirement

Up to 0.10%*

APY**

Less than $3,500

Balance Requirement

0.05%

APY**

**APY = Annual Percentage Yield. *You must meet the criteria for each rewards level to receive the APYs shown for that level. Learn more here. APY is calculated based on average daily balance and will be a blended rate. Rates subject to change at any time. Fees may reduce earnings on the account. Membership eligibility required.

Blended rate example: If you are in the Platinum level and have a balance of $50,000, you will receive 0.05% on the first $3,499.99, 0.15% on the portion of your balance between $3,500 and $19,999.99 and 0.20% on the portion of your balance between $20,000 and $50,000. This would result in a blended APY of 0.17%, if you maintain the $50,000 for the entire month.

Platinum: For this level, balances less than $3,500 receive 0.05% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.05% – 0.15%. Balances over $20,000 receive an APY of 0.05% – 0.20%.

Gold: For this level, balances less than $3,500 receive an APY of 0.05%. Balances between $3,500 and 19,999.99 receive an APY of 0.05% – 0.10%. Balances over $20,000 receive an APY of 0.05% – 0.15%.

Silver: For this level, balances less than $3,500 receive an APY of 0.05%. Balances over $3,500 receive an APY of 0.05% – 0.10%.

Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.

Rates current as of: December 8, 2021

APY applies to the portion of your balance listed for each tier and will be calculated as a blended rate

$3,500+

Balance Requirement

up to 0.10%*

APY**

Less than $3,500

Balance Requirement

0.05%*

APY**

**APY = Annual Percentage Yield. *You must meet the criteria for each rewards level to receive the APYs shown for that level. Learn more here. APY is calculated based on average daily balance and will be a blended rate. Rates subject to change at any time. Fees may reduce earnings on the account. Membership eligibility required.

Blended rate example: If you are in the Platinum level and have a balance of $50,000, you will receive 0.05% on the first $3,499.99, 0.15% on the portion of your balance between $3,500 and $19,999.99 and 0.20% on the portion of your balance between $20,000 and $50,000. This would result in a blended APY of 0.17%, if you maintain the $50,000 for the entire month.

Platinum: For this level, balances less than $3,500 receive 0.05% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.05% – 0.15%. Balances over $20,000 receive an APY of 0.05% – 0.20%.

Gold: For this level, balances less than $3,500 receive an APY of 0.05%. Balances between $3,500 and 19,999.99 receive an APY of 0.05% – 0.10%. Balances over $20,000 receive an APY of 0.05% – 0.15%.

Silver: For this level, balances less than $3,500 receive an APY of 0.05%. Balances over $3,500 receive an APY of 0.05% – 0.10%.

Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.

Rates current as of: December 8, 2021

APY applies to the portion of your balance listed for each tier and will be calculated as a blended rate

$1,000+

Balance Requirement

0.05%*

APY**

**APY = Annual Percentage Yield. *You must meet the criteria for each rewards level to receive the APYs shown for that level. Learn more here. APY is calculated based on average daily balance and will be a blended rate. Rates subject to change at any time. Fees may reduce earnings on the account. Membership eligibility required.

Blended rate example: If you are in the Platinum level and have a balance of $50,000, you will receive 0.05% on the first $3,499.99, 0.15% on the portion of your balance between $3,500 and $19,999.99 and 0.20% on the portion of your balance between $20,000 and $50,000. This would result in a blended APY of 0.17%, if you maintain the $50,000 for the entire month.

Platinum: For this level, balances less than $3,500 receive 0.05% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.05% – 0.15%. Balances over $20,000 receive an APY of 0.05% – 0.20%.

Gold: For this level, balances less than $3,500 receive an APY of 0.05%. Balances between $3,500 and 19,999.99 receive an APY of 0.05% – 0.10%. Balances over $20,000 receive an APY of 0.05% – 0.15%.

Silver: For this level, balances less than $3,500 receive an APY of 0.05%. Balances over $3,500 receive an APY of 0.05% – 0.10%.

Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.

Rates current as of: December 8, 2021

Interest Earning Business Checking

0.00%

APY*

0.10%

Rate

$100

Minimum Balance to open

Free Business Checking

0.00%

APY*

0.00%

Rate

$100

Minimum Balance to open

Analyzed Business Checking

0.00%

APY*

0.00%

Rate

$100

Minimum Balance to open

Analyzed Non-profit Business Checking

0.00%

APY*

0.00%

Rate

$100

Minimum Balance to open

*APY = Annual Percentage Yield. Rates are subject to change without notice.

Nearly all your SECU deposit and loan balances are considered when determining the Relationship Rewards minimum balance. SECU calculates combined balances based on the average balance you had in a deposit account during your statement period and your outstanding loan balances. For Visa credit card, Home Equity Line of Credit and Preferred Line of Credit, rewards are based on your balance, not the amount of your credit line. If you fall below the minimum combined balance, a monthly fee will be assessed unless you have SECU Preferred Services. For specific details on how your Relationship Rewards balance is calculated, please see our Agreements and Disclosures. “Active Bill Pay use” means making at least one electronic payment using SECU’s Bill Pay service every 60 days. Fees may reduce earnings.

Rates current as of: December 8, 2021

Share Savings

0.10%

APY*

0.10%

Rate

$10

Minimum Balance

IRA Savings

0.10%

APY*

0.10%

Rate

$10

Minimum Balance

Holiday Savings

0.10%

APY*

0.10%

Rate

None

Minimum Balance

Secured VISA Holding Account

0.10%

APY*

0.10%

Rate

$300

Minimum Balance

Business Savings

0.20%

APY*

0.20%

Rate

$10

Minimum Balance

*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice.

Rates current as of: December 8, 2021

Less than $2,000

0.00%

APY*

0.00%

Rate

$2,000-$4,999

0.10%

APY*

0.10%

Rate

$5,000-$9,999

0.10%

APY*

0.10%

Rate

$10,000-$24,999

0.10%

APY*

0.10%

Rate

$25,000-$49,999

0.15%

APY*

0.15%

Rate

$50,000-$74,999

0.15%

APY*

0.15%

Rate

$75,000-$99,999

0.15%

APY*

0.15%

Rate

$100,000+

0.20%

APY*

0.20%

Rate

*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice.

Rates current as of: December 8, 2021

$25,000-$49,999

0.20%

APY*

0.20%

Rate

$50,000-$74,999

0.20%

APY*

0.20%

Rate

$75,000-$99,999

0.20%

APY*

0.20%

Rate

$100,000-$199,999

0.25%

APY*

0.25%

Rate

$200,000-$499,999

0.25%

APY*

0.25%

Rate

$500,000 and above

0.30%

APY*

0.30%

Rate

*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice.

Rates current as of: December 8, 2021

$2,000-$4,999

0.20%

APY*

0.20%

Rate

$5,000-$24,999

0.20%

APY*

0.20%

Rate

$25,000-$49,999

0.30%

APY*

0.30%

Rate

$50,000-$99,999

0.40%

APY*

0.40%

Rate

$100,000+

0.50%

APY*

0.50%

Rate

*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice.

Rates current as of: December 8, 2021

10 Year Fixed Loan

1.990%

Rate

0.000%

Points

2.052%

APR*

15 Year Fixed Loan

2.375%

Rate

0.000%

Points

2.418%

APR*

20 Year Fixed Loan

2.875%

Rate

0.000%

Points

2.908%

APR*

30 Year Fixed Loan

3.000%

Rate

0.000%

Points

3.024%

APR*

FHA 30 Year Fixed Loan

3.000%

Rate

0.000%

Points

3.741%

APR*

FHA 15 Year Fixed Loan

2.250%

Rate

0.000%

Points

2.993%

APR*

10/1 ARM

3.000%

Rate

0.000%

Points

3.051%

APR*

7/1 ARM

2.875%

Rate

0.000%

Points

2.937%

APR*

5/1 ARM

3.000%

Rate

0.000%

Points

3.070%

APR*

7/1 Jumbo Purchase Program

3.000%

Rate

0.000%

Points

3.047%

APR*

5/5 Jumbo Purchase Program

1.990%

Rate

0.000%

Points

2.537%

APR*

10/1 100%

3.625%

Rate

0.000%

Points

3.677%

APR*

7/1 100%

3.625%

Rate

0.000%

Points

3.687%

APR*

5/1 100%

3.500%

Rate

0.000%

Points

3.570%

APR*

*APR=Annual Percentage Rate. Published rates and terms based on primary homes. Other rates and terms available for secondary homes and investment properties. This page is updated regularly. Rates are subject to change without prior notification. Adequate property and flood insurance required, if applicable.

Actual rates may vary depending on your specific terms. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement.

Loans above 80% LTV may require private mortgage insurance (PMI). In some instances PMI can be avoided, please contact a Mortgage specialist to see if PMI needs to be a requirement of your mortgage.

Rates current as of: December 8, 2021

10 Year Fixed Loan

1.990%

Rate

0.000%

Points

2.052%

APR*

15 Year Fixed Loan

2.500%

Rate

0.000%

Points

2.543%

APR*

20 Year Fixed Loan

3.000%

Rate

0.000%

Points

3.034%

APR*

30 Year Fixed Loan

3.125%

Rate

0.000%

Points

3.149%

APR*

FHA 30 Year Fixed Loan

3.125%

Rate

0.000%

Points

3.868%

APR*

FHA 15 Year Fixed Loan

2.375%

Rate

0.000%

Points

3.119%

APR*

10/1 ARM

3.000%

Rate

0.000%

Points

3.051%

APR*

7/1 ARM

2.875%

Rate

0.000%

Points

2.937%

APR*

5/1 ARM

3.000%

Rate

0.000%

Points

3.070%

APR*

*APR=Annual Percentage Rate. Published rates and terms based on primary homes. Other rates and terms available for secondary homes and investment properties. This page is updated regularly. Rates are subject to change without prior notification. Adequate property and flood insurance required, if applicable.

Actual rates may vary depending on your specific terms. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement.

Loans above 80% LTV may require private mortgage insurance (PMI). In some instances PMI can be avoided, please contact a Mortgage specialist to see if PMI needs to be a requirement of your mortgage.

Rates current as of: December 8, 2021

Home Equity Line of Credit – Initial draw of $20,000 or more

Up to 90% / Up to 15 years

Loan-to-Value Ratio / Terms

1.99% ** 12 month variable intro rate

APR*

$6.43 during intro rate period

Monthly Payment (per $1,000)

Home Equity Line of Credit- Initial draw of $20,000 or more

81 – 90% / Up to 15 years

Loan-To-Value-Ratio / Terms

3.50%

APR*

$7.15 for 15 years

Monthly Payment (per $1,000)

Home Equity Line of Credit- Initial draw of $20,000 or more

80% / Up to 15 year

Loan-To-Value-Ratio / Terms

3.50%

APR*

$7.15 for 15 years

Monthly Payment (per $1,000)

Home Equity Line of Credit- Initial draw less than $20,000

81-90% / Up to 15 years

Loan-To-Value-Ratio / Terms

3.75%

APR*

$7.27 for 15 years

Monthly Payment (per $1,000)

Home Equity Line of Credit- Initial draw less than $20,000

80% / Up to 15 years

Loan-To-Value-Ratio / Terms

3.50%

APR*

$7.15 for 15 years

Monthly Payment (per $1,000)

HELOC Sub Account – $5,000 to $9,999

81 – 90% / 12 to 60 months

Loan-To-Value-Ratio / Terms

7.49% fixed

APR*

$20.03 for 60 months

Monthly Payment (per $1,000)

HELOC Sub Account – $10,000 to $14,999

81 – 90% / 12 to 120 months

Loan-To-Value-Ratio / Terms

7.49% fixed

APR*

$11.86 for 120 months

Monthly Payment (per $1,000)

HELOC Sub Account – $15,000 or more

81 – 90% / 12 to 180 months

Loan-To-Value-Ratio / Terms

7.49% fixed

APR*

$9.26 for 180 months

Monthly Payment (per $1,000)

HELOC Sub Account – $5,000 to $9,999

80% / 12 to 60 months

Loan-To-Value-Ratio / Terms

5.99% fixed

APR*

$19.33 for 60 months

Monthly Payment (per $1,000)

HELOC Sub Account – $10,000 to $14,999

80% / 12 to 120 months

Loan-To-Value-Ratio / Terms

5.99% fixed

APR*

$11.10 for 120 months

Monthly Payment (per $1,000)

HELOC Sub Account – $15,000 or more

80% / 12 to 180 months

Loan-To-Value-Ratio / Terms

5.99% fixed

APR*

$8.43 for 180 months

Monthly Payment (per $1,000)

*APR=Annual Percentage Rate. Rates are subject to change without prior notification. SECU will advance the closing costs on any primary or second home with a loan amount of $300,000 or less, regardless of credit score and/or the number of SECU Home Equity loans the member has had. Closing costs generally range from $850 to $1,000 on a $20,000 loan or line of credit. If line of credit is paid off within 24 months or original note date, closing costs must be reimbursed to SECU by borrower. Adequate property and flood insurance required, if applicable.

**Introductory rate is a variable rate of Prime minus 2.26% for 12 months, subject to a minimum of 1.99%. This results in the APR stated above, but it can change based on prime. Offer is valid on qualified new home equity line of credit applications received between now and December 31, 2021 with a minimum initial draw of $20,000 and a maximum 90% combined Loan-to-Value (CLTV). The introductory rate requires a direct loan payment from a SECU account. After the intro rate or for lines not subject to the intro rate, your monthly APR will be a fully indexed, variable rate based on Prime plus or minus a margin and based on your credit line amount, Loan to Value (LTV) and other factors. Prime rate is obtained from the Wall Street Journal. The minimum APR that can apply is 3.5% and the maximum APR that can apply is 18%. The rate is variable and can adjust on a monthly basis. Consult a tax professional for further information regarding the potential tax deductibility of your interest payments and charges.

Direct Deposit Requirement Introduced
This promotional offer requires direct loan payment from a SECU account and a direct deposit of full pay check to SECU checking account (existing direct deposit qualifies).

Rates current as of: December 8, 2021

Home Improvement Loan

up to 60 months

Terms

7.75%

APR*

*APR=Annual Percentage Rate. Published rates and terms based on primary homes. Other rates and terms available for secondary homes and investment properties. This page is updated regularly. Rates are subject to change without prior notification. Adequate property and flood insurance required, if applicable.

Actual rates may vary depending on your specific terms. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for the loan. Rate quotes are not guaranteed until you submit a full application and we receive a fully completed and executed rate lock agreement.

Loans above 80% LTV may require private mortgage insurance (PMI). In some instances PMI can be avoided, please contact a Mortgage specialist to see if PMI needs to be a requirement of your mortgage.

Rates current as of: December 8, 2021

5 years

0.65%

APY*

0.65%

Rate

5-year Step-Up

0.20%

APY*

0.20%

Rate

4 years

0.60%

APY*

0.60%

Rate

3 years

0.55%

APY*

0.55%

Rate

30 months

0.50%

APY*

0.50%

Rate

2-year Jumbo

0.55%

APY*

0.55%

Rate

2 years

0.45%

APY*

0.45%

Rate

18 months

0.40%

APY*

0.40%

Rate

1-year Jumbo

0.45%

APY*

0.45%

Rate

1-year Premier

0.39%

APY*

0.39%

Rate

1-year Choice

0.38%

APY*

0.38%

Rate

1 year

0.35%

APY*

0.35%

Rate

1-year Add-On

0.15%

APY*

0.15%

Rate

12 Month Gold

0.48%

APY*

0.48%

Rate

12 Month Platinum

0.60%

APY*

0.60%

Rate

11 months

0.35%

APY*

0.35%

Rate

9 months

0.30%

APY*

0.30%

Rate

6 months

0.20%

APY*

0.20%

Rate

3 months

0.15%

APY*

0.15%

Rate

*APY=Annual Percentage Yield. This page is updated regularly. Rates are subject to change at any time without notice. You only need $500 to open a Savings Certificate, with the exception of the Jumbo CD. A penalty may be charged for early withdrawal. Other terms may be available, call 410-487-7328 or 800-879-7328 for details. The minimum deposit for Jumbo CDs is $100,000.

12 Month Gold and 12 Month Platinum CDs are only available to members that have a SECU Total™ Checking & Rewards account that qualified for the Gold or Platinum rewards level in the previous month and must be opened in a branch or via mail.

Rates current as of: December 8, 2021

IRA Savings

0.10%

APY*

0.10%

Rate

$10.00

Minimum Balance

Roth Contributory IRA

0.10%

APY*

0.10%

Rate

$10.00

Minimum Balance

Coverdell Education Savings Account

0.10%

APY*

0.10%

Rate

$10.00

Minimum Balance

Roth Conversion IRA

0.10%

APY*

0.10%

Rate

$10.00

Minimum Balance

*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change without prior notice. The minimum deposit for Jumbo CDs is $100,000.

12 Month Gold and 12 Month Platinum CDs are only available to members that have a SECU Total™ Checking & Rewards account that qualified for the Gold or Platinum rewards level in the previous month and must be opened in a branch or via mail.

Rates current as of: December 8, 2021

5 years

0.65%

APY*

0.65%

Rate

5-year Step Up

0.20%

APY*

0.20%

Rate

4 years

0.60%

APY*

0.60%

Rate

3 years

0.55%

APY*

0.55%

Rate

30 months

0.50%

APY*

0.50%

Rate

2-year Jumbo

0.55%

APY*

0.55%

Rate

2 years

0.45%

APY*

0.45%

Rate

18 months

0.40%

APY*

0.40%

Rate

15 months (Traditional, Roth and Educational IRA Certificates only)

0.40%

APY*

0.40%

Rate

1-year Jumbo

0.45%

APY*

0.45%

Rate

1-year Premier

0.39%

APY*

0.39%

Rate

1-year Choice

0.38%

APY*

0.38%

Rate

1 year

0.35%

APY*

0.35%

Rate

12 Month Gold

0.48%

APY*

0.48%

Rate

12 Month Platinum

0.60%

APY*

0.60%

Rate

*APY = Annual Percentage Yield. This page is updated regularly. Rates are subject to change without prior notice. The minimum deposit for Jumbo CDs is $100,000.

12 Month Gold and 12 Month Platinum CDs are only available to members that have a SECU Total™ Checking & Rewards account that qualified for the Gold or Platinum rewards level in the previous month and must be opened in a branch or via mail.

Rates current as of: December 8, 2021

36 Month – New Auto or Truck Purchase/Refinance

1.74%

APR*

$28.53

Monthly Payment (per $1,000)

None

Minimum Loan Amount

48 – 60 Month – New Auto or Truck Purchase/Refinance

1.99%

APR*

$21.69, $17.52

Monthly Payment (per $1,000)

None

Minimum Loan Amount

72 Month – New Auto or Truck Purchase/Refinance

2.49%

APR*

$14.97

Monthly Payment (per $1,000)

$15,000

Minimum Loan Amount

84 Month – New Auto or Truck Purchase/Refinance

3.24%

APR*

$13.32

Monthly Payment (per $1,000)

$35,000

Minimum Loan Amount

72-84 Month – New Auto or Truck Purchase/Refinance

1.99%

APR*

$14.75, $12.76

Monthly Payment (per $1,000)

$50,000**

Minimum Loan Amount

36 Month – Used Auto or Truck Purchase/Refinance

1.99%

APR*

$28.64

Monthly Payment (per $1,000)

None

Minimum Loan Amount

48 – 60 Month – Used Auto or Truck Purchase/Refinance

2.24%

APR*

$21.80, $17.63

Monthly Payment (per $1,000)

None

Minimum Loan Amount

72 Month – Used Auto or Truck Purchase/Refinance

2.74%

APR*

$15.08

Monthly Payment (per $1,000)

$15,000

Minimum Loan Amount

84 Month – Used Auto or Truck Purchase/Refinance

3.49%

APR*

$13.44

Monthly Payment (per $1,000)

$35,000

Minimum Loan Amount

72 – 84 Month – Used Auto or Truck Purchase/Refinance

2.24%

APR*

$14.93, $12.87

Monthly Payment (per $1,000)

$50,000**

Minimum Loan Amount

*APR=Annual Percentage Rate. This page is updated regularly. The rates listed above are the best rates for all the terms indicated. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Refinance rates are based on refinancing from another institution; refinance of a SECU auto loan may yield a higher rate. The auto loan rates above reflect the discount for a direct loan payment option from a SECU account. New auto or truck refinance is for vehicles that are less than 12 months old and registered to the original owner. Advertised rates are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership Required.

** Exclusive Extended Term is for well qualified borrowers. Must have auto pay and credit score of 740 or higher with a minimum loan amount of $50,000, and additional criteria may apply. Advertised rates are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership Required.

Rates current as of: December 8, 2021

Share Secured

60

Maximum term (in months)

4.50%

APR*

$18.64

Monthly Payment (per $1,000)

Savings CD Secured

60

Maximum Term (in months)

4.50%

APR*

$18.64

Monthly Payment (per $1,000)

Money Manager Secured

60

Maximum term (in months)

4.50%

APR*

$18.64

Monthly Payment (per $1,000)

*APR=Annual Percentage Rate. This page is updated regularly. Rates are subject to change at any time without notice.

** The minimum monthly payment is $50.

Rates current as of: December 8, 2021

Preferred Line of Credit

N/A

Maximum term (in months)

10.99%

APR*

$21.74 **

Monthly Payment (per $1,000)

Signature Loan

60

Maximum Term (in months)

9.99%

APR*

$21.24

Monthly Payment (per $1,000)

*APR=Annual Percentage Rate. This page is updated regularly. Rates are subject to change at any time without notice.

** The minimum monthly payment is $50.

Rates current as of: December 8, 2021

Undergraduate

Term (in years)

6.50% – 10.00%

Monthly Payment (per $1,000)

Graduate Business

Term (in years)

6.50% – 10.00%

Monthly Payment (per $1,000)

Student Loan Refinance (Fixed Rate)

5-Year

Term (in years)

4.17% and 6.75%

Monthly Payment (per $1,000)

Student Loan Refinance (Fixed Rate)

10-Year

Term (in years)

4.67% and 7.75%

Monthly Payment (per $1,000)

Student Loan Refinance (Fixed Rate)

15-Year

Term (in years)

6.83% and 9.25%

Monthly Payment (per $1,000)

*APR=Annual Percentage Rate. This page is updated regularly. Rates are subject to change at any time without notice.

** The minimum monthly payment is $50.