Student Loans

Invest in your future

Your education is one of the most important investments you can make. Let SECU help take the worry out of financing your education with our competitive rate student loans and refinancing solutions so you can focus on what matters.

Undergraduate and graduate loans

We offer competitive rate student loans with a line of credit structure that simplifies the entire process.

  • One-time application
  • No origination or prepayment fees
  • Flexible repayment options

Refinance your student loans

The pause on student loan repayment ended on September 1, 2023, and for most borrowers, loan payments will resume in October 2023. Have you thought about repayment options? Apply to refinance your student loans with SECU! We offer:

  • Refinancing available up to $150,000 
  • Competitive fixed rates with 5-, 10- and 15-year repayment terms
  • Competitive interest rates as low as 5.50% APR* (includes 0.25% discount for optional enrollment in automatic electronic payments)
  • Consolidate for one easy payment
  • Save on interest and shorten your term


Click here to view more savings calculators.

*APR = Annual Percentage Rate

SECU is not responsible for the content or availability of linked sites. Please be advised that SECU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked sites may differ from those practiced by SECU. Please consult the privacy disclosures on this site for further information. Complaints or concerns about this site should be directed to community.outreach@secumd.com.

Take control of your cards

Transfer your high-interest credit cards over to your SECU credit card to save money or make payments more manageable.

Get started today

Becoming a member is easier than you think. With state-of-the-art financial centers all throughout Maryland, 50,000+ free ATMS, and a full range of banking services, there are so many reasons to love SECU.