IRA

Save for your future now

It’s never too early or too late to start saving for retirement or a child’s education.

  • Tax deferred earnings* with NCUA insurance
  • Savings account and CD options available at SECU’s great rates
  • Traditional, Roth, and Rollover IRAs available
  • Coverdell Education Savings Accounts available (formerly known as Education IRAs)
  • Access online and through mobile with all your other SECU accounts


Click here to view more retirement calculators.

*Consult your tax advisor

Score more points

Earn points, deals, and exclusive Terps perks

Whether you’re a Terps fan or someone who wants an everyday card loaded with valuable benefits, The Official Credit Card of the Maryland Terrapins is the one for you. Earn 3x points on gas, groceries, and your streaming services†, 2x points on dining and travel†, 1x points on all other purchases†, and so much more.

Take control of your cards

Transfer your high-interest credit cards over to your SECU credit card to save money or make payments more manageable.

Get started today

Becoming a member is easier than you think. With state-of-the-art financial centers all throughout Maryland, 50,000+ free ATMS, and a full range of banking services, there are so many reasons to love SECU.