Auto Purchase

Auto Loans Made Easy!

Save money and drive home happy with a hassle-free SECU auto loan. We offer:

  • Term options to fit every budget. Take the time you need and keep monthly payments low with term options up to 84 months**.
  • Competitive rates. As a Maryland-based, member-owned credit union, we can keep rates lower – as low as 4.74% APR*.
  • Platinum Checking Rewards Members can also receive additional .50% APR discount on Auto Loans.**** To see if you qualify and to apply, you must make an In Person Appointment or Virtual Appointment.
  • Hassle-free application. Once approved, head to your local dealer, Carmax, or Enterprise to get your new ride.***

Want to buy your leased vehicle? SECU offers a lease buy-out auto loans. Buy the car you are already driving with our competitive rates and terms.

Get Started

Ready to buy? Talk to a SECU auto loan specialist who can help you choose the auto loan that fits your needs. Make an appointment and get ready to drive home happy.

Schedule an In-person Appointment

Schedule a Virtual Appointment

Apply Now

Call Us at 800-879-7328

Learn more about appointments



Click here to view more auto calculators.

*APR=Annual Percentage Rate. Rate above is for well qualified borrowers and applies to specific terms and conditions depending on term of loan. Your actual rate may be higher. Your rate may vary based on term, application and credit history. Advertised rates include auto pay and are subject to change without notice and are subject to credit approval. Additional terms and restrictions may apply. Membership Required.

**See here for repayment information.

***Dealerships with names such as “John Smith Ford” or “Southwest Honda” are franchise dealerships. These dealerships have a contract with an automobile manufacturer that allows them to sell its products. They are distinguished from independent dealerships that have names like “Bob’s Used Cars.” These dealers have no affiliation or contract with any manufacturer. Auto Checks may also be used at Carmax and Enterprise Car Sales.

****Auto rate discount is available to Platinum Checking Rewards Members only. Application must be submitted through an appointment. Loan approval is subject to SECU’s standard underwriting guidelines and process. Discount is applied to current applicable rate at the time of application. Rates and this offer are subject to change at any time and without notice. Your APR may vary based on your creditworthiness and term length at time of application. Additional terms and restrictions apply.