Tap and go with our new contactless cards that offer the same secure protection as a chip payment.

Visa® Signature Card

An elite credit card experience.
APR* from 11.49%
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SECU Signature Contactless Card

Earn 3x points on dining, travel, Amazon and iTunes**; 2x points on gas and groceries**; and 1x on all other purchases.

Visa’s Zero Liability® protection and EMV chip security

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • 3x points on dining, travel, Amazon, and iTunes**
  • 2x points on gas and groceries**
  • 1x points on everything else
  • Visa’s Zero Liability® protection and EMV chip security
  • Earn 25,000 bonus points**

Card Details

Experience the rewards of life with an exclusive Visa Signature credit card from SECU.

Redeem points for merchandise, gift cards and travel at ScoreCardRewards.com

See all SECU Visa Signature Card Benefits and Features.

**3X Points, 2X Points, and Bonus Points Offer Information

Credit Card Agreement and Account Opening Disclosures

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Cash Back Visa® Card

A more rewarding way to pay.
APR* from 11.49%
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SECU Cash Back Contactless Card

Earn 2% cash back on gas and groceries**; 1% cash back on all other purchases.

Complimentary Visa Cardholder Inquiry Service

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • 2% cash back on gas and groceries**
  • 1% cash back on all other purchases
  • Unlimited cash back earnings with no expiration
  • Minimum level to redeem is only $25
  • EMV chip security

Card Details

Welcome to a more rewarding way to pay.

Use your SECU Cash Back Visa® credit card for all of your purchases, big and small, and earn 1% cash back on what you spent. Even better, you’ll earn 2% cash back on gas and groceries.*

Redeem cash back for a statement credit or deposit to your Savings or Checking account at ScoreCardRewards.com

Plus, the SECU Cash Back Visa card comes with complimentary Visa Cardholder Inquiry Service: get quick and accurate account, card benefit, product and service information 24 hours a day, seven days a week.

Use the SECU Cash Back Visa for a simple, convenient, and rewarding experience.

**2% Cash Back Offer Information

Credit Card Agreement and Account Opening Disclosures

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Rewards Visa® Card

Points with no limit and no expiration.
APR* from 10.99%
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SECU Rewards Visa Credit Card

Earn one reward point per purchase dollar, redeemable on more than 1,600 reward items

Points have no limit and never expire

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • One (1) reward point per purchase dollar
  • More than 1,600 rewards items to choose from
  • Points have no limit and never expire
  • EMV chip security

Card Details

SECU Rewards card holders also have access to Visa’s complimentary Cardholder Inquiry Service: get quick and accurate account, card benefit, product and service information 24 hours a day, seven days a week.

Reward yourself with the SECU Rewards Visa card and choose from items in categories such as electronics, recreation and fashion, featuring quality brands including Apple®, Schwinn®, Marc Jacobs, Ray-Ban®, DeLonghi, Fitbit®, Bose®, Keurig® and Kate Spade®. Redeem your points at ScoreCardRewards.com

Credit Card Agreement and Account Opening Disclosures

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FirstRate Visa® Card

Our lowest rate card.
APR* from 8.99%
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SECU FirstRate Contactless Card

Lowest rate of any SECU Visa credit card

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • Lowest rate of any SECU Visa® credit cards
  • EMV chip security

Card Details

Lower rates = paying less, saving more!

Enjoy the benefits of being a Visa® credit cardholder—including spending flexibility, fraud protection and superior customer service—with one of the lowest interest rates available today plus no annual fee.

Consider this: a lower interest rate gives you the benefit of lower finance charges, and the opportunity to pay off your balance faster. Your minimum payment may even be lower! And don’t forget, there’s no annual fee. That all adds up more money you won’t spend on rates and charges, giving you more options to spend—or save—your money how you want.

SECU FirstRate Visa cardholders also have access to Visa’s complimentary Cardholder Inquiry Service: get quick and accurate account, card benefit, product and service information 24 hours a day, seven days a week.

Get a lower interest rate and greater control with the SECU FirstRate Visa card.

Credit Card Agreement and Account Opening Disclosures

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Starter Visa® Card

Build your credit foundation.
APR* from 13.99%
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SECU Starter Contactless Card

Build a solid credit history whether you’re beginning your career, starting a family or re-establishing your credit

Earn one reward point per purchase dollar

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • One (1) reward point per purchase dollar
  • Points have no limit and never expire
  • EMV chip security
  • No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Details

Build a solid credit history with the convenience, security and worldwide acceptance of a SECU Visa® credit card, plus earn points towards redeeming merchandise with every purchase.

Having a SECU Starter Visa card and using it responsibly now is the key to a healthy financial future. Whether you’re just beginning your career, starting a family, or re-establishing your credit, the SECU Starter Visa card is a solid choice.

A SECU Starter Visa card gives you the flexibility to make purchases, pay bills, and get cash worldwide, all while you are building a positive credit history that can help you down the road.

Bonus: you get one point per purchase dollar! That means every time you use your card, you rack up points to redeem later.

Credit Card Agreement and Account Opening Disclosures

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Secured Visa® Card

Build or rebuild your credit.
APR* from 10.99%
Apply Online
SECU Secured Contactless Card

Earn one reward point per purchase dollar

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • One (1) reward point per purchase dollar
  • Points have no limit and never expire
  • EMV chip security
  • No annual fee, balance transfer fee, cash advance free, or foreign transaction fee

Card Details

Enjoy the benefits of a SECU Visa® with ScoreCard Rewards®, with funds secured in a special savings account established by you, once you’ve been approved for credit.

Build or rebuild your credit with the convenience, security and worldwide acceptance of Visa.

Used responsibly, the SECU Secured Visa card will help ensure your future financial health while you enjoy the benefits and flexibility of using a Visa card.

Credit Card Agreement and Account Opening Disclosures

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Student Visa® Card

Establish credit history while learning good credit habits.
APR* from 13.99%
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SECU Student Contactless Card

Benefits designed specifically for students

Earn one reward point per purchase dollar

NO
FEE

No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Highlights

  • One (1) reward point per purchase dollar
  • Points have no limit and never expire
  • EMV chip security
  • No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee

Card Details

All the benefits of a globally-accepted card, and the flexibility to purchase things you need and want, responsibly: the SECU Student Visa.

Credit Card Agreement and Account Opening Disclosures

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Contactless Icon

Contactless Payments with SECU

Using your card just got easier with secure contactless payments. Each transaction generates a unique code and any attempt to use the same code will be automatically rejected.

  • Just tap or hold over the card reader and go
  • Quickly and safely pay
  • No swiping or inserting a chip
  • Can still be used by inserting a chip

*APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. After that, your APR will vary with the market, based on the Prime Rate.

Visa’s Zero Liability Policy covers U.S.-issued credit cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. Members must notify SECU immediately of any unauthorized use. Visit visa.com/security for more details.

SECU is not responsible for the content or availability of linked sites. Please be advised that SECU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked sites may differ from those practiced by SECU. Please consult the privacy disclosures on this site for further information. Complaints or concerns about this site should be directed to community.outreach@secumd.com.