To get you through the application process as quickly as possible, let us know if you are already a member.
Earn 3x points on dining, travel, Amazon and iTunes**; 2x points on gas and groceries**; and 1x on all other purchases.
Visa’s Zero Liability® protection and EMV chip security
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
- Earn 3x points on dining, travel, Amazon and iTunes**; 2x points on gas and groceries**; and 1x on all other purchases
- Visa’s Zero Liability® protection and EMV chip security
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Highlights
- 3x points on dining, travel, Amazon, and iTunes**
- 2x points on gas and groceries**
- 1x points on everything else
- Visa’s Zero Liability® protection and EMV chip security
- Earn 25,000 bonus points**
Card Details
Experience the rewards of life with an exclusive Visa Signature credit card from SECU.
Redeem points for merchandise, gift cards and travel at ScoreCardRewards.com
See all SECU Visa Signature Card Benefits and Features.
Earn 2% cash back on gas and groceries**; 1% cash back on all other purchases.
Visa’s Zero Liability® protection and EMV chip security
No annual fee, cash advance fee, or foreign transaction fee
- Earn 2% cash back on gas and groceries**; 1% cash back on all other purchases
- Visa’s Zero Liability® protection and EMV chip security
- No annual fee, cash advance fee, or foreign transaction fee
Card Highlights
- 2% cash back on gas and groceries**
- 1% cash back on all other purchases
- Unlimited cash back earnings with no expiration
- Minimum level to redeem is only $25
- EMV chip security
Card Details
Welcome to a more rewarding way to pay.
Use your SECU Cash Back Visa® credit card for all of your purchases, big and small, and earn 1% cash back on what you spent. Even better, you’ll earn 2% cash back on gas and groceries.*
Redeem cash back for a statement credit or deposit to your Savings or Checking account at ScoreCardRewards.com
Plus, the SECU Cash Back Visa card comes with complimentary Visa Cardholder Inquiry Service: get quick and accurate account, card benefit, product and service information 24 hours a day, seven days a week.
Use the SECU Cash Back Visa for a simple, convenient, and rewarding experience.
Rewards Visa® Card
Points with no limit and no expiration.
APR* from 16.49%
Apply
APR* from 16.49%
Apply
Earn one reward point per purchase dollar, redeemable on more than 1,600 reward items
Points have no limit and never expire
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
- Earn one reward point per purchase dollar, redeemable on more than 1,600 reward items
- Points have no limit and never expire
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Highlights
- One (1) reward point per purchase dollar
- More than 1,600 rewards items to choose from
- Points have no limit and never expire
- EMV chip security
Card Details
SECU Rewards card holders also have access to Visa’s complimentary Cardholder Inquiry Service: get quick and accurate account, card benefit, product and service information 24 hours a day, seven days a week.
Reward yourself with the SECU Rewards Visa card and choose from items in categories such as electronics, recreation and fashion, featuring quality brands including Apple®, Schwinn®, Marc Jacobs, Ray-Ban®, DeLonghi, Fitbit®, Bose®, Keurig® and Kate Spade®. Redeem your points at ScoreCardRewards.com
FirstRate Visa® Card
Savings with our lowest rate card.
APR* from 14.49%
Apply
APR* from 14.49%
Apply
Lowest rate of any SECU Visa credit card
Visa’s Zero Liability® protection and EMV chip security
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
- Lowest rate of any SECU Visa credit card
- Visa’s Zero Liability® protection and EMV chip security
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Highlights
- Lowest rate of any SECU Visa® credit cards
- EMV chip security
Card Details
Lower rates = paying less, saving more!
Enjoy the benefits of being a Visa® credit cardholder—including spending flexibility, fraud protection and superior customer service—with one of the lowest interest rates available today plus no annual fee.
Consider this: a lower interest rate gives you the benefit of lower finance charges, and the opportunity to pay off your balance faster. Your minimum payment may even be lower! And don’t forget, there’s no annual fee. That all adds up more money you won’t spend on rates and charges, giving you more options to spend—or save—your money how you want.
SECU FirstRate Visa cardholders also have access to Visa’s complimentary Cardholder Inquiry Service: get quick and accurate account, card benefit, product and service information 24 hours a day, seven days a week.
Get a lower interest rate and greater control with the SECU FirstRate Visa card.
Build a solid credit history whether you’re beginning your career, starting a family or re-establishing your credit
Earn one reward point per purchase dollar
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
- Build a solid credit history whether you’re beginning your career, starting a family or re-establishing your credit
- Earn one reward point per purchase dollar
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Highlights
- One (1) reward point per purchase dollar
- Points have no limit and never expire
- EMV chip security
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Details
Build a solid credit history with the convenience, security and worldwide acceptance of a SECU Visa® credit card, plus earn points towards redeeming merchandise with every purchase.
Having a SECU Starter Visa card and using it responsibly now is the key to a healthy financial future. Whether you’re just beginning your career, starting a family, or re-establishing your credit, the SECU Starter Visa card is a solid choice.
A SECU Starter Visa card gives you the flexibility to make purchases, pay bills, and get cash worldwide, all while you are building a positive credit history that can help you down the road.
Bonus: you get one point per purchase dollar! That means every time you use your card, you rack up points to redeem later.
Earn one reward point per purchase dollar
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
- Earn one reward point per purchase dollar
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Highlights
- One (1) reward point per purchase dollar
- Points have no limit and never expire
- EMV chip security
- No annual fee, balance transfer fee, cash advance free, or foreign transaction fee
Card Details
Enjoy the benefits of a SECU Visa® with ScoreCard Rewards®, with funds secured in a special savings account established by you, once you’ve been approved for credit.
Build or rebuild your credit with the convenience, security and worldwide acceptance of Visa.
Used responsibly, the SECU Secured Visa card will help ensure your future financial health while you enjoy the benefits and flexibility of using a Visa card.
Student Visa® Card
Establish credit history while learning good credit habits.
APR* from 19.49%
Apply
APR* from 19.49%
Apply
Benefits designed specifically for students
Earn one reward point per purchase dollar
No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
- Benefits designed specifically for students
- Earn one reward point per purchase dollar
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Highlights
- One (1) reward point per purchase dollar
- Points have no limit and never expire
- EMV chip security
- No annual fee, balance transfer fee, cash advance fee, or foreign transaction fee
Card Details
All the benefits of a globally-accepted card, and the flexibility to purchase things you need and want, responsibly: the SECU Student Visa.
Contactless Payments with SECU
Using your card just got easier with secure contactless payments. Each transaction generates a unique code and any attempt to use the same code will be automatically rejected.
- Just tap or hold over the card reader and go
- Quickly and safely pay
- No swiping or inserting a chip
- Can still be used by inserting a chip
Click here to view more budget calculators.
Have questions? We have answers.
We offer cards for every wallet, whether you are already established or are just getting started. Visit our Credit Card page or schedule a virtual appointment or an appointment in person to learn which card is best for you.
Complete our Online Application to apply for a credit card.
SECU offers several convenient methods by which you can make your credit card payments:
- Pay online with Online Banking through the “Transfers” tab
- To pay from another financial institution, find your credit card in “Accounts” and click “Statements & Payments”
- Make payments from the “Transfers” tool in Mobile Banking
- Mail-in Payments:
- Visa, PO Box 4521, Carol Stream, IL 60197-4521
- Pay over the phone by calling 410-487-7930 or 888-643-9777.
*APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. After that, your APR will vary with the market, based on the Prime Rate.
Visa’s Zero Liability Policy covers U.S.-issued credit cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. Members must notify SECU immediately of any unauthorized use. Visit visa.com/security for more details.
SECU is not responsible for the content or availability of linked sites. Please be advised that SECU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked sites may differ from those practiced by SECU. Please consult the privacy disclosures on this site for further information. Complaints or concerns about this site should be directed to community.outreach@secumd.com.