To get you through the application process as quickly as possible, let us know if you are already a member.
UMD Affinity Credit Card
Introducing The Official Credit Card of the Maryland Terrapins—a new card that combines legendary benefits with game day deals and local rewards, so you keep scoring more.
YOU EARN 3X POINTS† ON EVERYDAY PURCHASES,
BUT WHY STOP THERE?
Introducing The Official Credit Card of the Maryland Terrapins—a new card that combines legendary benefits with game day deals and local rewards, so you keep scoring more.
Score More Points & Perks
Introducing The Official Credit Card of the Maryland Terrapins—a new card that combines legendary benefits with game day deals and local rewards, so you keep scoring more.
Online Banking Login
How can we help you today?
We offer a full set of traditional financial services like checking, savings, credit cards, loans, insurance, and business banking. But unlike the big banks, our responsibility is to you, not the financial industry.
Our Rates
Mortgage
5/5 Jumbo Purchase
5.750%Interest Rate1
8.306% APR1
CD
9 months
4.25% APY2
Mortgage
30 Year Fixed
6.750%Interest Rate1
6.891% APR1
Mortgage
FHA 30 Year Fixed
6.500%Interest Rate1
6.813% APR1
New Auto
36 Month - New Auto or Truck Purchase/Refinance
4.99% APR1
Used Auto
36 Month - Used Auto or Truck Purchase/Refinance
5.24% APR1
Rates current as of
January 15, 2025
Member Resources
Drive-up Services
Skip the wait and use our drive-up services, available via our Tellers and self-service ATMs!
- Cash and Check Deposits
- Withdrawals
- Account Transfers
- Payments for SECU Loans
- And more
Appointments
For one-on-one guidance and support, schedule an in-person or virtual appointment to help with:
- New Membership
- Applying or Refinancing a Loan
- Opening a New Account
- Account Servicing
Find more self-service tools and the latest financial relief information in our Member Resource Center.
We’re here for whatever you need. Seriously.
We show up every day to learn about our members and offer solutions that help them achieve financial well-being. That means connecting in a real way that grows and rewards trust.
Welcome to the SECU family
Once you join SECU, you can stay for life (even if you change jobs or move away), so long as you maintain at least a $10 balance in your Share Savings Account.
We lead with our hearts
Credit union employees are consistently trusted to provide better service than banks. Our Member Advisors know the ins and outs of every product and are invested in your financial well-being.
Seek better
Unlike the big banks, when we make money, it comes back to you through lower rates, higher deposit rates, and few and lower fees.
Here for you and our community
Because SECU is locally owned, you can rely on us to do business and give back in ways that enrich the lives of the people who live and work in our community.
GET $350* TO SPEND FREELY
New to SECU? Open a SECU Total™ Checking & Rewards account and get $350* to spend however you like. A little extra cash sounds like music to our ears.
Empower Fa-La-La Financial Literacy
Help kids learn financial responsibility the season with a Greenlight debit card.
Free to SECU members.
Refer A Friend and Earn $100
If you love being a SECU member tell a friend! If they join, we’ll give you both a $100 bonus.
SECU Wins Top Workplaces 2024 Award
We are proud to announce that SECU has been awarded a Top Workplaces of 2024 title by The Baltimore Sun.