To get you through the application process as quickly as possible, let us know if you are already a member.
Go Terps
As the official banking partner of the University of Maryland Terrapins, SECU will provide support for students and athletes through scholarships, financial education and other wellness programs. Plus, we are currently offering new members $100* when you open a checking account.
Online Banking Login
How can we help you today?
We offer a full set of traditional financial services like checking, savings, credit cards, loans, insurance, and business banking. But unlike the big banks, our responsibility is to you, not the financial industry.
Our Rates
Mortgage
10 Year Fixed
7.444% APR1
CD
11 months
4.50% APY2
Mortgage
10 Year Fixed
7.444% APR1
Mortgage
5/5 Jumbo Purchase
8.252% APR1
New Auto
36 Month - New Auto or Truck Purchase/Refinance
6.24% APR1
Used Auto
36 Month - Used Auto or Truck Purchase/Refinance
6.49% APR1
Rates current as of
March 28, 2023
Member Resources
Drive-up Services
Skip the wait and use our drive-up services, available via our Tellers and self-service ATMs!
- Cash and Check Deposits
- Withdrawals
- Account Transfers
- Payments for SECU Loans
- And more
Appointments
For one-on-one guidance and support, schedule an in-person or virtual appointment to help with:
- New Membership
- Applying or Refinancing a Loan
- Opening a New Account
- Account Servicing
Find more self-service tools and the latest financial relief information in our Member Resource Center.
We’re here for whatever you need. Seriously.
We show up every day to learn about our members and offer solutions that help them achieve financial well-being. That means connecting in a real way that grows and rewards trust.
Welcome to the SECU family
Once you join SECU, you can stay for life (even if you change jobs or move away), so long as you maintain at least a $10 balance in your Share Savings Account.
We lead with our hearts
Credit union employees are consistently trusted to provide better service than banks. Our Member Advisors know the ins and outs of every product and are invested in your financial well-being.
Seek better
Unlike the big banks, when we make money, it comes back to you through lower rates, higher deposit rates, and few and lower fees.
Here for you and our community
Because SECU is locally owned, you can rely on us to do business and give back in ways that enrich the lives of the people who live and work in our community.
Applications Accepted Through May 5
The SECU MD Foundation is awarding $116,000 in scholarships for the 2023-2024 academic year. Since the program’s inception, we’ve awarded over $930,000 to more than 300 scholars. This year, the program will surpass $1 million in scholarship awards to our members!
Protect Yourself from Fraud
Phishing – where a scammer uses fraudulent calls, emails, or texts to trick you into sharing confidential information – is still on the rise. Stay vigilant and protect yourself from fraud by never giving out personal information to an unknown caller.
Refer A Friend and Earn $50
If you love being a SECU member tell a friend! If they join, we’ll give you both a $50 bonus.
SECU Wins Top Workplaces 2021 Award
We are proud to announce that SECU has been awarded a Top Workplaces of 2021 title by The Baltimore Sun.