• digital

    Try a new way to pay.

    Enroll your SECU credit or debit card in Apple Pay™, Samsung Pay™, or Android Pay™ for a chance to win a smart watch.
    Learn more.

  • balance-transfer

    No fees. No terms. No gimmicks.

    Transfer your non-SECU balances and get a fixed rate of 5.99% for the life of the balance. Details.

  • 100-percent-financing

    One of the best Home Equity rates in MD.

    Get a Home Equity Line of Credit with a 1.49% variable interest rate for 12 months. Details.

  • rewards

    Spend and Get.

    New SECU Visa® Rewards cardholders earn 15,000 points after spending $1,000 in the first 90 days. Apply Now.

February SECU&You

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Check Today's Rates

Loan TypeRateAPRPoints 
30 Year Fixed4.000%4.140%1.125Apply
15 Year Fixed3.125%3.442%1.625Apply
10 Year Fixed2.625%2.793%1.625Apply
See All Rates & Disclosures
TypeMax Term (in months)APRMonthly Payment (per $1000) 
New Auto or Truck Purchase/Refinance601.99%$17.52Apply
New Auto or Truck Purchase/Refinance721.99%$14.74Apply
Used Auto or Truck Purchase/Refinance602.24%$17.63Apply
See All Rates & Disclosures
TermDividend RateAPY 
1 year1.05%1.05%Apply
3 years1.74%1.75%Apply
5 years2.28%2.30%Apply
See All Rates & Disclosures
See All Rates & Disclosures

Try Our Calculators

Online & Mobile


Online Banking

24/7 access from anywhere.

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Bill Pay

Free yourself from paper bills and writing checks.

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Mobile Banking

Web, text or apps – at your fingertips.

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Mobile Deposit

Deposit checks with your smartphone or tablet.

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Account alerts

Email, text or push notifications.

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Learn & Grow

money management

Money and Credit

Learn how. Learn now.

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Home Buying

Resources. Realtors. Rebate.

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college planning

Paying for College

Help secure their future.

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retirement planning

Retirment Planning

Secure your future.

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finanacial advice

Financial Counseling

Free from SECU and Accel.

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Quick Links

apply secu md


It's easy and most Marylanders are eligible.

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Four account options, all with online and mobile banking.

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Auto Loans

Our auto loan rates beat the competition. See for yourself.

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apply mortgage


A variety of home loans including 100% financing.

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Visa® Credit Cards

Cash Back, Credit Builder, Rewards, Student, and more.

See All 7 Cards