• refinance

    Shift to SECU

    Save money with a lower interest rate AND get up to $150* when you refinance your auto loan with SECU. Details.

  • Get an A+ in Smart Finances.

    Open a SECU Students’ Choice Checking account and earn up to $170 in one year! Learn more.

  • chip-card

    EMV: Big protection in a tiny chip.

    SECU Visa® credit cards: now with EMV chip card technology. Get the details.

  • apply-visa-credit-card

    New Visa Credit Cards

    Our expanded credit card offering now includes Visa Signature®, Cash Back, Rewards, Low Interest Rate, and Credit Builder cards. Find your new card.

SECU is hiring!

— Explore a variety of open positions and locations. You can also introduce yourself to us via video.

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Quick Links

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It's easy and most Marylanders are eligible.

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Four account options, all with online and mobile banking.

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Auto Loans

Our auto loan rates beat the competition. See for yourself.

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A variety of home loans including 100% financing.

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Visa® Credit Cards

Cash Back, Credit Builder, Rewards, Student, and more.

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Online & Mobile


Online Banking

24/7 access from anywhere.

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Bill Pay

Free yourself from paper bills and writing checks.

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Mobile Banking

Web, text or apps – at your fingertips.

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Mobile Deposit

Deposit checks with your smartphone or tablet.

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Account alerts

Email, text or push notifications.

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Learn & Grow

money management

Money and Credit

Learn how. Learn now.

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Home Buying

Resources. Realtors. Rebate.

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college planning

Paying for College

Help secure their future.

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retirement planning

Retirment Planning

Secure your future.

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finanacial advice

Financial Counseling

Free from SECU and Accel.

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Check Today's Rates

Loan TypeRateAPRPoints 
10 Year Fixed2.375%2.415%0.125Apply
15 Year Fixed2.875%2.950%0.125Apply
30 Year Fixed3.625%3.688%0.375Apply
See All Rates & Disclosures
TypeMax Term (in months)APRMonthly Payment (per $1000) 
New Auto or Truck Purchase/Refinance601.99%$17.52Apply
New Auto or Truck Purchase/Refinance721.99%$14.74Apply
Used Auto or Truck Purchase/Refinance602.24%$17.63Apply
See All Rates & Disclosures
TermDividend RateAPY 
1 year0.50%0.50%Apply
3 years1.00%1.00%Apply
5 years1.49%1.50%Apply
See All Rates & Disclosures
See All Rates & Disclosures