Balance Transfer

SEEK BALANCE

Transfer your credit card balance to SECU and find the stability you seek.
Get Started
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7.99%
APR* Balance Transfer
Transfer your balance from a non-SECU account to lock in this incredible 7.99% rate for the life of your balance.
No
Rate Changes
There’s no catch here. The 7.99% balance transfer rate you start with is the same 7.99% rate you’ll end with, on promotional balance transfer.
$0
Transfer Fees
This means more of your money can go to paying down your balance (and none of it goes to transfer fees!).

How to transfer
your balance to SECU.

Transfer your balance from a non-SECU account to lock in this incredible 7.99% rate for the life of your promotional balance transfer.
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MEMBER WITH CARD

For SECU Members with a SECU credit card:
  1. Log in to your SECU account
  2. Select “Transfer a Balance”
  3. Fill out the balance transfer form (it will take 2-3 weeks for your balance to transfer)
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MEMBER WITHOUT CARD

For SECU Members without a SECU credit card:
  1. Apply for a SECU credit card and enter your balance transfer details
  2. Once approved, it will take 2-3 weeks for your balance to transfer
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New to SECU

Not a SECU Member yet?
  1. Apply for a SECU credit card and enter your balance transfer details
  2. Once approved (congrats!), come back and open a SECU account
  3. It will take 2-3 weeks for your balance to transfer
  4. Set up a virtual appointment to learn more

Why SECU?

With state-of-the-art financial centers all throughout Maryland, 50,000+ free ATMs nationwide, and a full range of banking services, there are so many reasons to love SECU.

Click here to read the Visa Balance Transfer Disclosure.

*APR= Annual Percentage Rate. The 7.99% APR for balance transfers expires July 30, 2021. Total value of transfers cannot exceed your credit limit. SECU sends either full or partial payment to your creditors in the order you list them. Allow at least two weeks from submitting the balance transfer request for processing. Continue paying each creditor until the transfer appears as a credit. Promotion rate of 7.99% APR is only available for balances transferred from non-SECU accounts. Rates and terms are subject to change without notice. Credit cards are subject to credit approval. Membership required.