Home Equity Line of Credit

Let your home work for you with a HELOC from SECU
Tap into your home's equity with a HELOC.

A Home Equity Line of Credit (HELOC) is a great way to tap into your home's equity to consolidate bills or handle big expenses like home improvements or college tuition.

With a HELOC from SECU, you can lock a portion of your available line into a fixed-rate sub account. You can lock in up to three fixed-rate advances, so you use the money as it's needed. Use it now or save it for an expense down the road.

With a Home Equity Line of Credit from SECU, you get:

  • No closing costs*
  • No application fee
  • No points
  • No annual fee
  • Easy access to funds

Check current HELOC rates here. You can use our Home Equity calculator to determine how large a line you can get.

Ready to apply? Our online application takes about 10 minutes to complete.

Apply Now




* SECU advances costs for appraisals, credit reports and closing costs on your SECU Home Equity Loan or Line of Credit (primary/secondary residence only) on loan amounts less than $300,000. Closing costs generally range from $850 to $1,000 on a $20,000 line of credit. If line of credit is paid off within 24 months of original note date, closing costs must be reimbursed to SECU by borrower.