Auto Loans

Low auto loan rates that beat the Big Banks.

Save a bundle with rates as low as 1.99% APR for up to 72 months* when you buy or refinance your car loan with SECU.

And SECU makes it easy with our Auto Check; a blank check for you to write, up to your pre-approved loan amount. 


Take this with you to the dealer. Once you've agreed on the purchase price, simply fill out and sign like a regular check. You can even include charges for taxes, title and tags.

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Compare Rates

Loan TypeSECU's RateMaryland Bank AverageSECU Beats The Average By:
New Car / Truck (60 MO)1.99%3.57%79%
New Car / Truck (48 MO)1.99%3.56%79%
Used Car / Truck (48 MO)2.24%4.06%81%


^Data is supplied by Datatrac Inc. as of 4/18/2014.

Rate shown is the average for the 10 largest banks in Maryland for A+ credit 80% loan to value for new customers without any other relationship to the bank. Actual rates may be different.


Buying Advice

SECU's Know Money? Car Buying Guide will help you answer key questions and potentially save you thousand of dollars. The guide includes valuable insights on:  

Check out all the Know Money? Buying Guides. 



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*APR=Annual Percentage Rate. This page is updated regularly. The auto loan rate listed is the best rate on a new car purchase up to 72 months for A+ members, and reflects the discount for a direct loan payment from a SECU checking account. Your actual rate may be higher and may vary based on term, application and credit history. Subject to credit approval. Certain restrictions apply and rates are subject to change without notice.

** Where Members Buy is a service of CRIF Lending Solutions and the Credit Union Auto Loan Network (CUALN). For a list of participating dealers, visit