Make your money make you money
Those long hours have paid off with extra savings. Put that money to work in one of our high-interest certificate of deposit (CD) accounts. Start earning more today.
OPEN CD ACCOUNT
Featured CDs
Want to earn even more?
Earn additional interest on a 12-month CD** by opening a SECU TotalTM Checking & Rewards account, which offers cash back*** and bonus credit card rewards**** on points-eligible cards.
All certificate of deposit (CD) rates
Browse all CDs, terms, and rates to discover which is best for you.
Rates current as of: July 11, 2025
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3 months | Open now |
2.55%APY* |
2.53%Rate |
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6 months | Open now |
4.25%APY* |
4.18%Rate |
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9 months | Open now |
4.15%APY* |
4.09%Rate |
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11 months | Open now |
4.10%APY* |
4.04%Rate |
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1 year | Open now |
3.55%APY* |
3.50%Rate |
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12 Month Gold | Set appointment to open |
3.70%APY* |
3.65%Rate |
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12 Month Platinum | Set appointment to open |
3.80%APY* |
3.75%Rate |
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1-year Add-On | Open now |
2.85%APY* |
2.82%Rate |
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1-year Jumbo | Set appointment to open |
3.65%APY* |
3.60%Rate |
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13 Month | Open now |
3.55%APY* |
3.50%Rate |
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18 months | Open now |
3.30%APY* |
3.26%Rate |
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2 years | Open now |
3.30%APY* |
3.26%Rate |
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2-year Jumbo | Set appointment to open |
3.30%APY* |
3.26%Rate |
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30 months | Open now |
3.10%APY* |
3.06%Rate |
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3 years | Open now |
3.30%APY* |
3.26%Rate |
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4 years | Open now |
1.75%APY* |
1.74%Rate |
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5 years | Open now |
1.80%APY* |
1.79%Rate |
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5-year Step-Up |
1.40%APY* |
1.39%Rate |
Need help deciding?
With so many great options, you might like some advice. Visit our Virtual Financial Center to speak directly with a member advisor. Or schedule an appointment when it’s convenient for you.
VISIT VIRTUAL FINANCIAL CENTER
SCHEDULE IN-PERSON APPOINTMENT
SCHEDULE VIRTUAL APPOINTMENT
CDs and savings insights
*APY = Annual Percentage Yield. This page is updated regularly.
**12 Month Gold and 12 Month Platinum CDs are only available to members that have a SECU TotalTM Checking & Rewards account that qualified for the Gold or Platinum rewards level in the last 3 months and must be opened in a branch, Virtual Financial Center or via mail.
APY yield is accurate as of {{calculating}}. Early withdrawal penalties may apply. Fees may reduce the earnings on the accounts. Rates are subject to Change without notice prior to the issuance of the certificate.
The minimum deposit for Jumbo CDs is $100,000.
