Our CD rates are among the best in Maryland
  • Some of the best rates in Maryland*
  • A variety of terms, ranging from 3 months to 5 years, plus Add-On and Step-Up Options.
  • Regular and IRA CDs available
  • Guaranteed rates, low minimum deposits, and NCUA insurance
  • Custodial CDs available

Use our CD Maturity Calculator to plan your savings.

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Compare Rates

CDsSECU's Rates*Maryland Bank AverageSECU Beats The Average By:
3 Months 0.75%0.21%72%
6 Months1.05%0.33%218%
1 Year1.70%0.47%262%
2 Years1.90%0.63%202%
3 Years2.10%0.76%176%
4 Years2.25%0.89%153%
5 Years2.50%1.01%148%


^Data is supplied by Datatrac Inc. as of 1/21/2018.

Rate shown is the average for the 10 largest banks in Maryland. Actual credit rates may be different.




* For the 3-, 4-, and 5-year terms for $10,000 standard CDs. Compared to the largest 15 financial institutions in Maryland by deposits per SNL. Does not include promotional rates.


APR = Annual Percentage Rate. APY = Annual Percentage Yield. This page is updated regularly.


Rates are subject to change at any time without notice. You only need $500 to open a Savings Certificate, with the exception of the Jumbo CD. A penalty may be charged for early withdrawal. Other terms are available, call 410-487-7328 or 800-879-7328 for details.