Learn about SECU's standard checking account.

Our basic checking account with access to thousands of ATMs, free digital services, and great SECU value.

Monthly fee of $5.00 waived with any of the following:

  • Direct Deposit and Online Statements  OR
  • 15 or more debit card purchases * OR
  • You are age 25 or younger OR
  • You are age 70 or older
Open Standard Checking


Not sure which account is right for you? See our Checking Comparison chart.


* Nearly all your SECU deposit and loan balances are considered when determining the Relationship Rewards minimum balance. SECU calculates combined balances based on the average balance you had in a deposit account during your statement period and your outstanding loan balances. For Visa credit card, Home Equity Line of Credit and Preferred Line of Credit, rewards are based on your balance, not the amount of your credit line. If you fall below the minimum combined balance, a monthly fee will be assessed unless you have SECU Preferred Services. "Active Bill Pay use" means making at least one electronic payment using SECU's Bill Pay service every 60 days. APY = Annual Percentage Yield. Deposits federally insured by NCUA.


** Loans subject to credit approval. Interest rate discounts apply when monthly payments are deducted automatically from a SECU checking account. If the account is closed or if the automatic payment is cancelled at any time after the account is opened, the rate will increase.