Please visit your Financial Center or contact a business banker to open a business account.

At present, SECU business accounts should be opened at your local branch or through a business banker.

Required documentation depends on the business you operate:

• For an LLC, you will need your Employer Identification Number (EIN), a certified copy of articles of organization, and an operating agreement
• For a corporation, you will need your EIN, a certified copy of articles of Incorporation, bylaws, board of directors’ meeting minutes naming an account signor (For HOA’s, an operating agreement between the association and management company is required)
• For a partnership, you will need your EIN and certified copy of articles of partnership and an operating agreement
• For a RECREATION, CLUB, OR SIMILAR, you will need Board of Directors’ Meeting Minutes or Chapter meeting minutes (authorizing who is allowed to open accounts on sign checks on behalf of the organization)

All Signers: Address, Social Security Number (SSN), Date of Birth (DOB), and Valid Photo ID 

All Owners: Address, SSN, DOB, % Ownership, and Valid Photo ID 

Indirect Owners with 25% or more ownership: Address, SSN, DOB, % Ownership, and Valid Photo ID 

Managerial Controller: Address, SSN, DOB, and Valid Photo ID

If your business uses a trade name, registration is needed.

Minimum $100 opening balance for business checking accounts

Our minimum opening deposits are $10 for Business Share Savings and $100 for Checking accounts.

Yes! Business Online Banking is available for business accounts.

Yes, Mobile Deposit is available for business accounts. We also offer a business specific Remote Deposit Capture service with more of the features your business requires.

Visit our Business Savings page to view the features and benefits.

Business accounts cannot have beneficiaries.

Yes. Required documentation depends on the business you operate:

• For an LLC, you will need your Employee Identification Number (EIN), a certified copy of articles of organization and an operating agreement
• For a corporation, you will need your EIN and certified copy of articles of Incorporation, bylaws, board of directors’ meeting minutes naming an account signor (For HOA’s, an operating agreement between the association and management company is required)
• For a partnership, you will need your EIN and certified copy of articles of partnership and an operating agreement
• For a RECREATION, CLUB, OR SIMILAR, you will need Board of Directors’ Meeting Minutes or Chapter meeting minutes (authorizing who is allowed to open accounts, sign checks on behalf of the organization)

All Signers: Address, Social Security Number (SSN), Date of Birth (DOB), and Valid Photo ID 

All Owners: Address, SSN, DOB, % Ownership, and Valid Photo ID 

Indirect Owners with 25% or more ownership: Address, SSN, DOB, % Ownership, and Valid Photo ID 

Managerial Controller: Address, SSN, DOB, and Valid Photo ID

If your business uses a trade name, registration is needed.

Minimum $100 opening balance for business checking accounts

Once the change has been recorded with the State, bring that documentation to your local branch.

All current signers need to visit the local branch, along with supporting documentation, to make the changes.