Partners for a better Maryland

As Maryland’s largest credit union, it only makes sense for SECU (pronounced see-cue) to partner with the Maryland Terrapins. We share the University of Maryland’s commitment to improving the lives of our state’s students, athletes, and community members.

And we believe that together, we can build a stronger future for Maryland.

Why You Should Become A SECU Member

We could go on and on about why you should choose SECU and how easy it is to join the official banking partner of the Maryland Terrapins, but first, a bit about us. Pronounced see-cue, we’re not a bank, but a not-for-profit credit union—a safer, smarter banking alternative with way better benefits.

SECU is Maryland’s largest credit union with 25 branches throughout Maryland and 50,000+ free ATMs nationwide. Plus, you’ll have full access to your accounts through mobile and online banking.

It’s simple to join – just follow the steps below.

Check Eligibility

Thanks to our partnership with UMD, you’re already eligible.
That was easy!

Choose Your Account

We offer a full suite of financial services including checking, savings, credit cards, loans, insurance, and business banking.

Learn More

Open Your Account

Open your new deposit account online today or set up a virtual or in-person appointment if you’d rather talk to a Member Advisor about our loan options. The choice is yours!

New Checking Accounts Get $200

Open a NEW Checking Account Today and Get $200 as a thank you for your new membership! *Promotional $200 for new members only.

What you’ll find at SECU.

Lifetime Ownership

As a credit union, our members are also part owners. So you have a say in the future of SECU, and you’re welcome to stay for life.

Lower Rates, Fewer Fees

Unlike the big banks, when we make money it comes back to you through lower loan rates, higher deposit rates, and fewer & lower fees.

Digital Banking

All of the modern banking conveniences are here: bill pay, check deposits, money transfers, you name it—it can all be done from your mobile device.

Virtual Financial Center

Online banking just got easier. Here, you can do most of your day-to-day banking, set up virtual appointments, chat with Member Advisors, and so much more.

Trusted Advice

Our member advisors do what’s right for you, every time. That means they take the time to understand your goals and help you achieve them.

Free Financial Support

Your overall financial wellness is our focus. That’s why we offer free services to help you learn to budget, improve your credit score, plan for retirement, and more.

Dedication to Community

We would be nothing without our local community, so we keep our business here and give back in meaningful ways.

Not-For-Profit Banking

This is how we bring you lower rates and fewer fees. We have absolutely no financial relationships or investments with any brokerage firm.

*$200 offer valid from 8/15/22 – 12/31/22 for new SECU members that open a new SECU TotalTM Checking & Rewards account and meet the following criteria: 1) Join SECU between 8/15/22 and 12/31/22; within 90 days of establishing membership: 2) Open a SECU TotalTM Checking & Rewards account; 3) Set up e-statements; and 4) Set up a qualifying Direct Deposit of at least $500/month that posts to your checking account within 90 days. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person to person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. All criteria must be met within 90 days of opening the membership. SECU will credit one cash bonus of $200 to the primary owner of the new SECU checking account within 6 weeks of meeting the requirements. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. Existing members that joined SECU prior to 8/15/22 or previously had a checking account are not eligible for this offer. Advertised bonus cannot be combined with any other offer. Membership eligibility required. Bonuses are considered miscellaneous income, and may be reported as income to the IRS on Form 1099-MISC. Federally insured by NCUA.