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Business Lending

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SECU Business Loans - Learn More

What do I need to get started?

  • Must meet all membership requirements
  • Business must be under current ownership for at least 24 consecutive months
  • Key owners, any individual with at least 20% ownership in the business, need to provide personal guaranty
 
  • All appropriate business legal structure documents
  • Minimum of 2 years Business and Personal Federal Tax Returns (complete with all schedules and attachments)
  • Interim Income Statement and Balance Sheet if more than 90 days past Fiscal year End

If you have any questions or would like to discuss your options, please contact us.


Commercial Mortgages

Loan is secured by a first lien on commercial real estate. Can be owner-occupied or non-owner occupied and is repayable in installments according to a predetermined schedule.

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Lines of Credit

Designed to help members meet short term business needs and manage cash flow.




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Term Loans

An installment loan designed to meet a one-time need, such as an equipment purchase or leasehold improvements.



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Cash Back Credit Card

Everything you want and need in a business credit card: save money and earn cash back!

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