Learn about SECU's student checking account.

On July 1, 2021 members will no longer be able to open a new Student account. We’re making checking simple by converting all checking accounts held by our members into one program, the new SECU Total™ Checking & Rewards. If you currently have a checking account, you will automatically be converted over to SECU Total™ Checking & Rewards by October 2021. Learn more by clicking the button below.

If you are new to SECU and would like to sign up for a new checking account, you can also learn more and get started below.

SECU Total™ Checking & Rewards

Student Checking

A no-fee account just for students age 25 or younger and enrolled or accepted into a college, trade, or technical school.

SECU's Student Checking account gives you the tech you need to do your banking when and where you want. You get all the benefits of a SECU relationship plus many more features:

  • No monthly fee
  • Pays interest
  • No fee for non-SECU ATM withdrawals
  • Mobile apps for Android and iOS
  • Online banking w/ Bill Pay
  • Digital wallets (Google Pay, Samsung Pay, Apple Pay)
  • Send money to friends and family

Open your no-fee student account online now or in person at any SECU branch.





At age 26, this account converts to Choice Checking and its corresponding balance and fee requirements. APY = Annual Percentage Yield. Deposits federally insured by NCUA.


*Subject to credit approval. Interest rate discounts apply when monthly payments are deducted automatically from a SECU checking account. If the account is closed or if the automatic payment is cancelled at any time after the account is opened, the rate will increase.