Mortgage Loan Officers
Our 100% locally-based mortgage team understands the unique Maryland and Mid-Atlantic housing housing market. We offer local underwriting, processing, and servicing to better meet your individual needs quickly. With our concierge level service, your personal mortgage professional will guide you through every step of your home-buying journey. In addition to Maryland, SECU makes Home Loans in Virginia, DC, Pennsylvania, Delaware and West Virginia.
Ready to talk? Contact SECU’s mortgage professional for your region. Our team member will respond within 24 hours. To help serve you faster, please have your income, current debts, and the amount of your down payment/closing costs available.
Meet the team
SECU’s registered Mortgage Loan Officers are listed below by areas served.
Find an expert near you
Anne Arundel County | Baltimore County (North) | Baltimore County (West) | Calvert County | Caroline County | Carroll County | Chadwick County | Columbia | Delaware | Dorchester County | Ellicott City | Howard County | Maryland | Maryland (Western) | Montgomery County | Pennsylvania (South Central) | Pennsylvania (South Eastern) | Pennsylvania (Western) | Prince George’s County | Queen Anne’s County | Somerset County | St. Mary’s County | Talbot County | Towson | Virginia (Northern) | Virginia (Western) | Washington DC | Wicomico County | Worcester CountyEllicott City, Columbia, and Towson and surrounding areas
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| Mindy Warthen |
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| NMLS #223900 Phone: 410-299-4230 Email: Mindy.Warthen@secumd.com Fax: 443-557-4681 Financial centers: Towson, Columbia, and Ellicott City |
Anne Arundel County, Baltimore City, Baltimore County, Queen Anne’s County, St. Mary’s County, and Calvert County
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| Derek Reem |
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| NMLS#: 145321 Phone: 443-223-5279 Email: Derek.Reem@secumd.com Fax: 443-557-1696 Financial centers: Pasadena, Annapolis (Town Centre & West Street), and Chadwick |
Baltimore County (west and north), Carroll County, Pennsylvania (south central and south eastern), Western Maryland, and West Virginia
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| Susan Valente |
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| NMLS#: 185793 Phone: 443-867-8014 Email: susan.valente@secumd.com Fax: 410-487-7121 Financial centers: Bel Air, Fullerton, Timonium, and Owings Mills |
Caroline, Worcester, Somerset, Talbot, Dorchester, Wicomico Counties, and Delaware Howard County and surrounding areas
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| Joe Phiefer |
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| NMLS#: 1216019 Phone: 410-844-1747 Email: joseph.phiefer@secumd.com Fax: 410-487-7529 Financial centers: Maple Lawn, Clarksville, and Salisbury |
Montgomery County, Washington DC, Prince George’s County, and Northern Virginia
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| Steve Kanaras |
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| NMLS # 1867943 Phone: 410-804-6857 Email: Steve.Kanaras@secumd.com Fax: 443-557-1661 Financial centers: Silver Spring, Shady Grove, and Greenbelt |
Anne Arundel, Frederick, Washington Counties, and Western MD/PA
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| William Harper |
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| NMLS# 1246443 Phone: 410-353-8824 Email: william.harper@secumd.com Fax: 443-557-1653 Financial centers: Frederick, Glen Burnie, Hagerstown, and LaVale |
Maryland
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| Mark Considine |
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| NMLS#: 229124 Phone: 804-334-6669 Email: mark.considine@secumd.com |
Click here to learn more about our current MLO opportunities.






