Our 100% locally-based mortgage team understands the unique Maryland and Mid-Atlantic housing housing market. We offer local underwriting, processing, and servicing to better meet your individual needs quickly. With our concierge level service, your personal mortgage professional will guide you through every step of your home-buying journey. In addition to Maryland, SECU makes Home Loans in Virginia, DC, Pennsylvania, Delaware and West Virginia.

Ready to talk? Contact SECU’s mortgage professional for your region. Our team member will respond within 24 hours. To help serve you faster, please have your income, current debts, and the amount of your down payment/closing costs available.

Meet the Team

SECU’s registered Mortgage Loan Officers are listed below by areas served.

Howard County

	Jeanne Seils
	NMLS#: 1505327 Phone: 410-456-3850 Email: Jeanne.Seils@secumd.com Fax: 410-220-1873 Branches: Clarksville & Maple Lawn

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Howard County

	Ashlie Sowers
	NMLS#: 1300839 Phone: 443-202-7543 Email: Ashlie.Sowers@secumd.com Fax: 443-557-1630 Branches: Columbia and Ellicott City

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Anne Arundel, Kent, Queen Anne’s, St. Mary’s and Calvert Counties

	Derek Reem
	NMLS#: 145321 Phone: 443-223-5279 Email: Derek.Reem@secumd.com Fax: 443-557-1696 Branches: Pasadena and Annapolis (Town Centre & West Street)

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Southern MD, Caroline County, Prince George’s County, and Anne Arundel County

	Kim Smith
	NMLS#: 613387 Phone: 443-867-0901 Email: kim.smith@secumd.com Fax: 410-487-7394 Branches: Glen Burnie, Crofton, Greenbelt, and College Park

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Baltimore County (west and north), Carroll County, Pennsylvania (south central and south eastern), Western Maryland, and West Virginia

	Susan Valente
	NMLS#: 185793 Phone: 443-867-8014 Email: susan.valente@secumd.com Fax: 410-487-7121 Branches: Owings Mills, Timonium, Hagerstown and LaVale

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Baltimore City and Baltimore County (southwest and south)

	James Liverpool
	NMLS#: 1017584 Phone: 410-703-7715 Email: james.liverpool@secumd.com Fax: 410-487-7618 Branches: Baltimore (Chadwick, State Office, and UMB)

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Baltimore County (southeast), Cecil County, and Harford County

	Teddy Auth
	NMLS#: 855708 Phone: 410-453-7187 Email: Teddy.Auth@secumd.com Fax: 443-557-1656 Branches: Bel Air and Fullerton

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Harford County, Baltimore County, and surrounding areas

	Tom Soltis
	NMLS#: 130943 Phone: 410-684-5660 Email: Thomas.Soltis@secumd.com

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Caroline, Worcester, Somerset, Talbot, Dorchester, Wicomico Counties and Delaware

	Joe Phiefer
	NMLS#: 1216019 Phone: 410-844-1747 Email: joseph.phiefer@secumd.com Fax: 410-487-7529 Branches: Salisbury

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Montgomery County, Washington DC, and Northern Virginia

	Steve Kanaras
	NMLS # 1867943 Phone: 410-804-6857 Email: Steve.Kanaras@secumd.com Fax: 443-557-1661 Branches: Silver Spring and Shady Grove

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Frederick County and surrounding areas

	William Harper
	NMLS# 1246443 Phone: 410-353-8824 Email: william.harper@secumd.com Fax: 443-557-1653 Branches: Frederick and Virtual Financial Center

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Towson and surrounding areas

	Mindy Warthen
	NMLS #223900 Phone: 410-299-4230 Email: Mindy.Warthen@secumd.com Fax: 443-557-4681 Branches: Towson

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Maryland and Mid-Atlantic Region

	Emmanuel Okoye
	NMLS#: 266209 Phone: 443-280-5660 Email: Emmanuel.Okoye@secumd.com Fax: 443-557-1378

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Maryland and Mid-Atlantic Region

	Richard Meckel
	NMLS#: 181597 Phone: 443-761-8387 Email: richard.meckel@secumd.com Fax: 410-487-7108

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Mid-Atlantic Region

	James Stoltz
	NMLS#: 244464 Phone: 410-200-6859 Email: james.stoltz@secumd.com Personal: 703-861-9733

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Mid-Atlantic Region

	Kelvin Carvana
	Phone: 443-833-6350 Email: kelvin.carvana@secumd.com Personal: 202-422-3947

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Maryland

	Mark Considine
	NMLS#: 229124 Phone: 804-334-6669 Email: mark.considine@secumd.com

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Eastern Shore

	Rick Rider
	NMLS#: 181034 Phone: 410-353-5230 Email: Rick.Rider@secumd.com Personal: 410-310-0520

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