Mortgage Loan Officers

Our 100% locally-based mortgage team understands the unique Maryland and Mid-Atlantic housing housing market. We offer local underwriting, processing, and servicing to better meet your individual needs quickly. With our concierge level service, your personal mortgage professional will guide you through every step of your home-buying journey. In addition to Maryland, SECU makes Home Loans in Virginia, DC, Pennsylvania, Delaware and West Virginia.

Ready to talk? Contact SECU’s mortgage professional for your region. Our team member will respond within 24 hours. To help serve you faster, please have your income, current debts, and the amount of your down payment/closing costs available.

Meet the Team

SECU’s registered Mortgage Loan Officers are listed below by areas served.

Howard County

Mindy Warthen, SECU MLO  
Mindy Warthen
NMLS #223900
Phone: 410-299-4230
Email: Mindy.Warthen@secumd.com
Fax: 443-557-4681
Branches: Columbia and Ellicott City

 

Anne Arundel, Kent, Queen Anne’s, St. Mary’s and Calvert Counties

Derek Reem  
Derek Reem
NMLS#: 145321
Phone: 443-223-5279
Email: Derek.Reem@secumd.com
Fax: 443-557-1696
Branches: Pasadena and Annapolis (Town Centre & West Street)

 

Southern MD, Caroline County, Prince George’s County, and Anne Arundel County

Kim Smith  
Kim Smith
NMLS#: 613387
Phone: 443-867-0901
Email: kim.smith@secumd.com
Fax: 410-487-7394
Branches: Glen Burnie, Crofton, Greenbelt, and College Park


Baltimore County (west and north), Carroll County, Pennsylvania (south central and south eastern), Western Maryland, and West Virginia

Susan Valente  
Susan Valente
NMLS#: 185793
Phone: 443-867-8014
Email: susan.valente@secumd.com
Fax: 410-487-7121
Branches: Bel Air, Fullerton, Timonium, and Owings Mills
 

Baltimore County (southeast), Cecil County, and Harford County

Teddy Auth  
Teddy Auth
NMLS#: 855708
Phone: 410-453-7187
Email: Teddy.Auth@secumd.com
Fax: 443-557-1656
Branches: Bel Air and Fullerton 

Caroline, Worcester, Somerset, Talbot, Dorchester, Wicomico Counties and Delaware

Joe Phiefer  
Joe Phiefer
NMLS#: 1216019
Phone: 410-844-1747
Email: joseph.phiefer@secumd.com
Fax: 410-487-7529
Branches: Salisbury
 

Montgomery County, Washington DC, and Northern Virginia

Steve Kanaras  
Steve Kanaras
NMLS # 1867943
Phone: 410-804-6857
Email: Steve.Kanaras@secumd.com
Fax: 443-557-1661
Branches: Silver Spring and Shady Grove

 

Frederick County and surrounding areas

William Harper  
William Harper
NMLS# 1246443
Phone: 410-353-8824
Email: william.harper@secumd.com
Fax: 443-557-1653
Branches: Frederick, Hagerstown, LaVale, and Virtual Financial Center


 

Towson and surrounding areas

Mindy Warthen, SECU MLO  
Mindy Warthen
NMLS #223900
Phone: 410-299-4230
Email: Mindy.Warthen@secumd.com
Fax: 443-557-4681
Branches: Towson

 

Maryland

Mark Considine, mortgage loan officer   
Mark Considine
NMLS#: 229124
Phone: 804-334-6669
Email: mark.considine@secumd.com
 

 

Click here to learn more about our current MLO opportunities.