Lines of Credit


A revolving line of credit may be the best financing option for those short term cash flow needs. A line of credit gives an opened-ended access to a predetermined amount of credit.

Lines of credit, both secured and unsecured, are available for business needs such as:

  • Bridging the gap between Accounts Receivable and Accounts Payable
  • Funding Payroll
  • Seasonal inventory purchase
  • Working capital
  • Purchasing supplies
  • Business emergency
SECU Business Loans - Learn More

What do I need to get started?

  • Must meet all membership requirements
  • Business must be under current ownership for at least 24 consecutive months
  • Key owners, any individual with at least 20% ownership in the business, need to provide personal guaranty
  • All appropriate business legal structure documents
  • Minimum of 2 years Business and Personal Federal Tax Returns (complete with all schedules and attachments)
  • Interim Income Statement and Balance Sheet if more than 90 days past Fiscal year End

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