Business High-Yield Money Market

Make your money do more

With interest rates as high as 4.50%* and the freedom to access your funds whenever you need them, our business high-yield money market helps you get more out of the money your business isn’t spending.

Higher yield for more growth

When you move your savings into SECU’s high-yield money market account, you can amplify your savings towards future goals or finance more immediate business needs.

SECU’s business high-yield money market account offers:

  • Competitive high-yield rates and compounding interest
  • No monthly fees
  • Online banking access
  • No transaction limits
  • Checks through Harland Clarke
  • Constant access to your funds while earning more interest on your company’s savings
  • Guidance from our team to make the transition to SECU’s business money market a seamless one

Our high-yield
money market rates

Use this chart to explore potential rates and APY based on the amount of money in your account. The minimum balance for SECU’s business high-yield money market account is $100,000. Want to consider other savings options or lower minimums?

See all business savings options or make an appointment to talk with a specialist.

Rates as of November 19, 2024

0 - $99,999.99

0.00%

APY*

0.00%

Rate

$100,000.00 - $249,999.99

3.00%

APY*

2.96%

Rate

$250,000.00 - $499,999.99

3.25%

APY*

3.20%

Rate

$500,000.00 - $999,999.99

3.25%

APY*

3.20%

Rate

$1,000,000.00 - $4,999,999.99

3.51%

APY*

3.45%

Rate

$5,000,000.00 - $999,999,999.99

3.51%

APY*

3.45%

Rate

*APY = Annual percentage yield

Minimum $100,000 new money from a financial institution outside of SECU required to open a business high-yield money market account. Money in an existing SECU deposit account does not count towards the minimum. Rates and required balance amounts subject to change at any time without notice. See www.secumd.org/rates-calculators for current rates. Fees may reduce earnings on the account. Membership eligibility required. Federally insured by NCUA.

Business services that go beyond

SECU can help your business with more than saving and growing your finances. Our suite of business services removes the stress of HR, payroll, and merchant processing, so you can focus on what you do best.