A fixed-rate mortgage is a type of home loan where the interest rate is fixed, or constant, over the life of the loan. It’s a great option if you want to know what to expect when it comes to your monthly payments. And a 10-year fixed-rate mortgage is a fantastic way to quickly pay off a home loan and save money in the long run.
Fixed-rate mortgages that work for you.
Get the most out of your home, whether you’re buying or refinancing. We’re here to help find the right rates for you with our 10-year fixed-rate mortgages for as low as 1.99% APR*.
Predict your payments.
Fixed interest rates give you peace of mind in knowing what your monthly payments are going to be for the entire duration of your mortgage.
Terms that make sense.
Fixed-rate mortgages are easy to understand, and you’ll immediately know how long your mortgage payments will last.
Our services are completely local, from start to finish. From underwriting to processing to loan servicing: we’re your neighbors every step of the way.
With your dedicated Mortgage Loan team, you’ll always feel like you’ve got pros in your corner.
(Membership is not required to begin the process.)
Becoming a member is easier than you think. With state-of-the-art financial centers all throughout Maryland, 50,000+ free ATMs nationwide, and a full range of banking services, there are so many reasons to love SECU. For even more reasons, click here.
*APR=Annual Percentage Rate. Your rate may vary based on term, application and credit history. Rates are subject to change without prior notice. Offer ends September 30, 2021.
Error Resolution and Information Requests:
You have certain rights under Federal law related to resolving errors and requesting information about your loan account. In order to provide us with notice of an error on your loan account, or to request information about your loan account, please send us a written notice that contains (i) your name, (ii) your loan account number, and (iii) information concerning the error you believe has occurred or the information you are requesting about your loan. This written notice must be sent to the following address: SECU P.O. Box 2092, Glen Burnie, MD 21060.