Wire Transfer

Wire transfer is a method of electronic funds transfer from one person or institution to another.

Outgoing Wires

A wire transfer authorization must be on file prior to sending any outgoing wire request. Wire transfers can be processed via Online Banking or at any SECU branch.

  • Domestic wire transfer requests received by 3pm Eastern Time will be processed the same day. Requests received after that time will be completed the next business day. 
  • Foreign wire requests received by 3pm Eastern Time will be processed the same day. Requests received after that time will be processed the next business day. 

Wire transfers can only be sent on days that the Federal Reserve is operating, so they will not be sent on weekends or holidays.

Incoming Wires

For funds to be wired into your SECU account, please provide the following instructions to the initiating institution:

Receiving Bank:
SECU of MD, Inc.,
Linthicum, MD 21090
ABA: 255076753

Beneficiary: Member's Name
Member's Account

Additional Information:
Not required


International incoming wires must be sent through a US correspondent bank paid through the Federal Reserve to SECU of MD with the ABA/Routing Number (255076753) for the benefit/credit of Member Name & Member Number.

Wire Transfer Fees

Domestic Bank to Bank Wire Transfers: $20
International Bank to Bank Wire Transfers: $40

Electronic Transfer via Automated Clearing House (ACH)

This service offers fixed-amount electronic transfers recurring on the same date each month as well as one-time transfers to your SECU Savings or Checking account(s) from your account at another ACH-participating institution. Electronic transfer is an Automated Clearing House (ACH) transaction routed like a direct deposit transaction. It is not a wire transfer.

Electronic transfers can take up to five business days and are subject to SECU processing times.

Please Note: All transactions and signatures are subject to verification. When completing the form, please note that your financial institution's routing number is the 9-digit number found on the bottom left of checks.