Identity Theft

Keep your identity secure

Instances of identity theft are on the rise. In 2024, identity thieves stole $27 billion from 18 million American adults.

Here are steps you can take to safeguard your information and protect yourself from identity theft.

Safeguard your data online

  • Don’t access accounts or make financial transactions – including purchases – using unsecured Wi-Fi (like at the coffee shop or airport).
  • Create strong passwords and change them often. Avoid using the same password on all your accounts.
  • Be sure your antivirus and other computer software are up to date.
  • Look out for suspicious emails that request passwords or other personal information. Never click on a link or open an attachment if you aren’t sure of the source.
  • Don’t overshare on social media and make sure your privacy settings are at the highest level.

Safeguard your information in real life

  • Shred any documents that have your full name and address before throwing them in the recycling bin or trash can. This includes envelopes, bank statements, bills, ATM receipts, and credit card/loan solicitations.
  • Avoid PINs derived from your birthday, address, or other easy-to-guess numbers.
  • Use your hand to block the buttons when entering your PIN.

Monitor and react to identity theft

  • Monitor your credit and bank accounts regularly. Report any suspicious activity immediately.
  • Monitor your credit report. You can get a free copy of your report from annualcreditreport.com.
  • Place a fraud alert or credit freeze on your credit reports, which makes it difficult for scammers to open new accounts in your name.