Visa Credit Cards

All SECU Visa^® credit cards include EMV chip security and come with no annual fee, no balance transfer fee, no cash advance fee, and no foreign transaction fee.

Visa Signature

Earn 3x points on dining, travel, Amazon, and iTunes; 2x on gas and groceries; & 1x on all other purchases
APR* from 12.49%

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Cash Back Visa

Earn 2% cash back on gas and groceries; 1% cash back on all other purchases
Unlimited cash back with no expiration
APR* from 12.49%

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Rewards Visa

Earn 3x reward points on select categories that change quarterly
Earn 1 reward point per purchase dollar
APR* from 11.99%

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FirstRate Visa

Our lowest interest rate card
Same great SECU benefits
APR* from 9.99%

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Aspire Visa

Earn 3x reward points on select categories that change quarterly
Earn 1 reward point per purchase dollar
APR* from 14.99%

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Aspire Student Visa

Earn 3x reward points on select categories that change quarterly
Earn 1 reward point per purchase dollar
APR* from 14.99%

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Aspire Secured Visa

Earn 3x reward points on select categories that change quarterly
Earn 1 reward point per purchase dollar
Low APR* from 11.99%

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Towson University Visa Signature

Exclusively for Towson University Alumni and staff
Earn 3x points on dining, travel, Amazon, and iTunes; 2x on gas and groceries; 1x on all other purchases
APR* from 12.49%

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*APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. After that, your APR will vary with the market, based on the Prime Rate.