Balance Transfer
Simplify your debt. Save on interest.
Transfer your existing credit card debt to a SECU credit card, each with unique rewards and features to match your lifestyle. Whether you’re a frequent traveler, a cash-back enthusiast, or prefer simple, low-fee savings, there’s a card designed for you.
A smarter way to take control
By consolidating your credit card debt with SECU, you can take advantage of our competitive APR*. And you’ll have access to our local, live-customer service, financial wellness resources, and everything else Maryland’s largest credit union has to offer.
Get a card and start saving
Let’s find the right SECU card for you so you can begin your balance transfer.
Begin your balance transfer
SECU members with a credit card can log in to online banking to initiate a balance transfer. If you have questions or would like help with the balance transfer process, please call 800-344-6501 or contact our Virtual Financial Center.
*APR = Annual Percentage Rate. Total value of transfers cannot exceed your credit limit. SECU sends full or partial payment to your creditors in the order you list them. Allow at least two weeks from submitting the balance transfer request for processing. Continue paying each creditor until the transfer appears as a credit. Rates and terms are subject to change without notice. Credit cards are subject to credit approval. Membership required.