Refinance

Lower Your Rate. Enjoy Your Home More

Are you paying too much for your mortgage? Now is a great time to refinance and take advantage of historically low interest rates. By refinancing you could:

  • Eliminate costly private mortgage insurance (PMI)
  • Reduce your monthly payments
  • Reduce the term of your loan, saving a considerable amount on interest
  • Consolidate debt
  • Take cash out for other needs

At SECU, we offer competitive rates, easy processing, and no hidden fees. We also have a local Maryland support team to help you every step of the way. We have several financing options to meet your needs including:

  • FHA
  • ARM
  • Jumbo mortgage

Find out how much you can save with our Mortgage Refinance Calculator (opens in new window).

Ready to get started? Click the button below to contact a SECU mortgage professional.

You can also start your refinance application online.

Get Started



Click here to view more of our mortgage calculators.

Error Resolution and Information Requests

You have certain rights under Federal law related to resolving errors and requesting information about your loan account. In order to provide us with notice of an error on your loan account, or to request information about your loan account, please send us a written notice that contains (i) your name, (ii) your loan account number, and (iii) information concerning the error you believe has occurred or the information you are requesting about your loan. This written notice must be sent to the following address: SECU P.O. Box 2092, Glen Burnie, MD 21060.