Auto Refinance

Save Money When You Refinance with SECU

Refinancing your existing vehicle loan can lower your rate* and your monthly payment – putting more money in your pocket.

SECU will refinance your current model year and vehicles of the previous eight model years.**

An auto loan refinance works just like a purchase, and you can apply right now. Our online loan application takes just 10 minutes to complete.

apply now


You can also apply by calling 800-879-7328 or scheduling an in-person appointment.




*APR=Annual Percentage Rate. Your rate may vary based on term, application and credit history. Refinance rates are based on refinancing from another institution; refinance of a SECU auto loan may yield a higher rate. Rates are subject to change without prior notice. New auto or truck refinance is for vehicles that are less than 12 months old and registered to the original owner.


**Loans for automobiles more than nine model years old, inclusive of the current model year, require exception approval. No exceptions if the model year exceeds 14 years old, inclusive of the current year.