Financial Resources
Your path to financial wellness starts here
We thrive when you thrive
We put our members first. The better your financial knowledge and well-being, the stronger our communities grow. More businesses are started. Generational wealth is created. Lives are fulfilled.
We’ve compiled a range of financial resources to help you gain knowledge and build the life you want. Discover insights on everything from house buying to card fraud; paying for college to planning for retirement; starting a business to teaching teens solid money habits.
Financial resources topics
Financial education
Anyone can learn about finances. You just need good resources, easy-to-understand information, and helpful answers.
We’ve broken down important financial topics to provide guidance to anyone from financial newbies, to investing wizards.
EXPLORE FINANCIAL EDUCATIONLEARN MORE ABOUT
Financial coaching
Sometimes you need more personal, one-on-one help or advice to achieve your goals. Whether it’s a quick checkup, or an in-depth discussion, we have experts waiting to talk.
GET FINANCIAL COACHINGLEARN MORE ABOUT
Financial programs
Let us bring resources to you. These financial programs target specific audiences, like adults, college students, or kids. Our experts will share insights on an age-appropriate level, so everyone leaves with deeper financial knowledge.
DISCOVER FINANCIAL PROGRAMSLEARN MORE ABOUT
Fraud protection
Fight back against criminals trying to take advantage of you. Learn what fraud and scam attempts look like, what to do if you’re affected, and how to keep the bad guys in their place.
PROTECT YOURSELF FROM FRAUDLEARN MORE ABOUT
Financial education topics
Saving and budgeting
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Learn moreCredit and debt
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Learn moreLoans
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Learn MoreLife events
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Learn MoreInvesting and insurance
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Learn MoreBusiness
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Learn MoreAdditional resources
Connect with SECU
In person or virtual. Connect with us when it’s convenient for you.
VISIT THE VIRTUAL FINANCIAL CENTER
SCHEDULE IN-PERSON APPOINTMENT
SCHEDULE VIRTUAL APPOINTMENT
Rates and calculators
Get our up-to-date rates and use our financial calculators to discover the best product or decision for you.
Financial resources FAQs
Find the answers you’re looking for in our financial resources FAQs.
An escrow account is established as a convenient way to manage property taxes and insurance for your home. Sometimes referred to as an “impound account”, escrow accounts allow you to make one monthly payment, instead of paying individual bills when they are due.
Secured loans are loans backed by collateral. This means that if you cannot pay back your loan, you will forfeit your collateral to repay the debt.
Unsecured loans do not require collateral and allow you to borrow money based on the lender’s evaluation of your finances, credit, and more.
You may have received a call from our fraud prevention center due to suspicious activity on your card. If they suspect your card security has been breached, they may suspend the usage of your card until you validate the questionable purchase(s).
Contact SECU now or schedule an appointment.
Private mortgage insurance (PMI) is required on all conventional loans where the member either has less than 20% equity in the property, in the case of a refinance; or less than a 20% down payment, in the case of a purchase. The lender will obtain the insurance, and the fee will be included in the member’s monthly mortgage payment. It insures the lender against the member’s default on the loan.
The Federal Truth-in-Lending law requires that all financial institutions disclose the APR (annual percentage rate) when they advertise a rate. The APR is designed to present the actual cost of obtaining financing, by requiring that some, but not all, closing fees are included in the APR calculation. These fees in addition to the interest rate determine the estimated cost of financing over the full term of the loan.
A debit card is linked to your checking account and draws from the available money within the linked checking account.
A credit card allows you to borrow money from a limited line of credit offered by a financial institution. Each month you will receive a statement specifying your purchase amounts and details, as well as the minimum payment due. If you do not pay off your credit card in full each month you will be charged interest on the money you owe.
