Cash Back Credit Card

Financial Freedom Starts with a 5.99% Balance Transfer Rate

 

The SECU Business Cash Back Visa® card offers the "one-two punch" of a low, competitive rate and cash back options that never expire.

Highlights:

  • No annual fee
  • 3% cash back on gas and office supplies*
  • 2% cash back at restaurants*
  • 1% cash back on all other purchases
  • No cash advance, balance transfer, or foreign transaction fees

 

You have big plans for your business. Achieve them faster by paying down credit card or loan balances that are holding you back. Transfer those balances to a SECU Visa credit card, and lock in our low 5.99% balance transfer rate that never expires until the balance is paid off.  Plus, pay no balance transfer fees.**

 

To learn more and apply, contact a SECU Business Relationship Banker. 

Get Started

 

The SECU Business Cash Back Visa card also comes with digital wallet options including Apple Pay, Google Pay, and Samsung Pay.

View and manage your card account, visit ezcardinfo.com. From there, click "Redeem Cash Back" to redeem for a statement credit or a deposit to your Savings or Checking account.

Do you have multiple cards on your account? View the FAQs on how to connect your accounts online and how to redeem.

 

View the Business Cash Back Visa card rates and card agreement.


*3% Cash Back Offer Promotion: Earn 3% cash back per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 5111-Stationery & Office Supplies; 5541-Service Stations; 5542-Automated Fuel Dispensers; and 5943-Stationery Stores. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 3% cash back. Promotion terms are subject to change without prior notice.

 

*2% Cash Back Offer Promotion: Earn 2% cash back per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 5812-Restaurants; and 5814-Fast Food Restaurants. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 2% cash back. Promotion terms are subject to change without prior notice.

 

** Balance Transfers: The 5.99% APR for balance transfers expires June 30, 2020. Total value of transfers cannot exceed your credit limit. SECU sends either full or partial payment to your creditors in the order you list them. Allow at least two weeks from submitting the balance transfer request for processing. Continue paying each creditor until the transfer appears as a credit. Promotion rate of 5.99% is only available for balances transferred from non-SECU accounts.

 


Business Rewards cardholders, view your card agreement here.