Business Checking

Business checking that grows with you

Whether you’re a corporation or a nonprofit, we’ve built account options to fit the needs of your growing business. From competitive interest rates to free online banking, SECU makes business banking seriously simple. Options include estate business checking, nonprofit, interest-earning accounts, and more.

Checking options for every business

Free business checking

For businesses with lower balances and minimal activity.

  • $0 minimal balance
  • No monthly maintenance fee
OPEN AN ACCOUNT

Interest-earning business checking

For businesses with consistently higher balances and moderate account activity.

  • Earns direct interest on checking account balances
  • No monthly maintenance fee
OPEN AN ACCOUNT

Analyzed business checking

For businesses with high account activity.

  • Accumulates earnings credits based on analyzed account
  • $20 monthly fee
  • Includes 250 combined items at no charge
CONTACT US

Estate business checking

Basic business checking for estate needs.

  • No monthly maintenance fee
  • No item or cash processing fees
CONTACT US

Nonprofit checking

Basic business checking for not-for-profit organizations.

  • No monthly maintenance fee
  • No item or cash processing fees
CONTACT US

2% business checking

Your business banking accounts should work as hard as you do. That’s why we’re offering 2% APY on our business and nonprofit checking accounts. With no monthly maintenance fees and benefits designed to simplify your day.

Our business checking rates

We offer competitive rates across our account options.

Rates as of July 19, 2025

Free business checking

0.00%

APY*

0.00%

Rate

$100

Minimum balance to open

Interest-earning business checking

2.00%

APY*

1.98%

Rate

$100

Minimum balance to open

Analyzed business checking

0.00%

APY*

0.00%

Rate

$100

Minimum balance to open

Estate business checking

0.25%

APY*

0.25%

Rate

$100

Minimum balance to open

Nonprofit business checking

2.00%

APY*

1.98%

Rate

$100

Minimum balance to open

Help your money go further

Round out your portfolio with a SECU business high-yield money market account and see your savings grow faster, so you can achieve your business goals sooner.