Business Checking
Business checking that grows with you
Whether you’re a corporation or a nonprofit, we’ve built account options to fit the needs of your growing business. From competitive interest rates to free online banking, SECU makes business banking seriously simple. Options include estate business checking, nonprofit, interest-earning accounts, and more.
Checking options for every business
Free business checking
For businesses with lower balances and minimal activity.
- $0 minimal balance
- No monthly maintenance fee
Interest-earning business checking
For businesses with consistently higher balances and moderate account activity.
- Earns direct interest on checking account balances
- No monthly maintenance fee
Analyzed business checking
For businesses with high account activity.
- Accumulates earnings credits based on analyzed account
- $20 monthly fee
- Includes 250 combined items at no charge
Estate business checking
Basic business checking for estate needs.
- No monthly maintenance fee
- No item or cash processing fees
Nonprofit checking
Basic business checking for not-for-profit organizations.
- No monthly maintenance fee
- No item or cash processing fees
2% business checking
Your business banking accounts should work as hard as you do. That’s why we’re offering 2% APY on our business and nonprofit checking accounts. With no monthly maintenance fees and benefits designed to simplify your day.

Our business checking rates
We offer competitive rates across our account options.
Free business checking |
0.00%APY* |
0.00%Rate |
$100Minimum balance to open |
Interest-earning business checking |
2.00%APY* |
1.98%Rate |
$100Minimum balance to open |
Analyzed business checking |
0.00%APY* |
0.00%Rate |
$100Minimum balance to open |
Estate business checking |
0.25%APY* |
0.25%Rate |
$100Minimum balance to open |
Nonprofit business checking |
2.00%APY* |
1.98%Rate |
$100Minimum balance to open |
Help your money go further
Round out your portfolio with a SECU business high-yield money market account and see your savings grow faster, so you can achieve your business goals sooner.