Business Checking

Seriously simple business checking

Whether you’re a a corporation or a nonprofit, we have an account that best suits your business needs. All SECU business checking accounts have access to:

  • Free online banking with bill pay, mobile deposit, and online statements
  • Visa Business Debit card
  • Application for remote deposit
  • A SECU team that sets you up for success

To open an account or learn more, visit one of our Maryland financial centers or contact a local business relationship banker.

SECU business checking options

Free business checking

For start-up businesses or those with minimal activity

  • $0 minimal balance
  • No monthly maintenance fee

Interest-earning business checking

For businesses with consistently higher balances and moderate account activity

  • Earns direct interest on checking account balances
  • No monthly maintenance fee

Analyzed business checking

For businesses with high account activity

  • Accumulates earnings credits based on analyzed account
  • $20 monthly fee
  • Includes 250 combined items at no charge

Estate business checking

Basic business checking for estate needs

  • No monthly maintenance fee
  • No item or cash processing fees

Nonprofit checking

Basic business checking for not-for-profit organizations

  • No monthly maintenance fee
  • No item or cash processing fees

To open an account, visit a SECU financial center or contact a business relationship banker.

*View Business Fee Schedule (opens in new window). A $100 opening deposit is required for all business checking accounts. View checking account rates.

Business checking rates

Rates as of July 19, 2025

Free business checking

0.00%

APY*

0.00%

Rate

$100

Minimum balance to open

Interest-earning business checking

2.00%

APY*

1.98%

Rate

$100

Minimum balance to open

Analyzed business checking

0.00%

APY*

0.00%

Rate

$100

Minimum balance to open

Estate business checking

0.25%

APY*

0.25%

Rate

$100

Minimum balance to open

Nonprofit business checking

2.00%

APY*

1.98%

Rate

$100

Minimum balance to open