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Does your to-do list include everything from picking up groceries to finalizing summer travel plans? Perfect, this card is made for you.

Earn rewards on every purchase, and enjoy 0% APR* for the first 12 months.

treat yourself to

Endless Possibilities

with SECU's Signature Visa® Credit Card

Does your to-do list include everything from picking up groceries to finalizing summer travel plans? Perfect, this card is made for you.

Earn rewards on every purchase, and enjoy 0% APR* for the first 12 months.

An elite card experience

Introducing the everyday card that goes above and beyond. With SECU's Signature Visa® Credit Card you'll earn points on everything from anniversary splurges and weekend getaways to gas and Amazon deliveries that keep life moving. But it's the ability to redeem those points for exclusive, personalized rewards that truly sets this card apart.

  • Earn 3x points on dining, travel, and Amazon
  • Earn 2x points on gas and groceries††
  • Earn 1x points on all other purchases
  • Enjoy 0% APR††† on purchases* and balance transfers** for the first 12 months
  • Get 25,000 bonus points by spending $2,000 within the first 90 days of account opening***

When ready, redeem your reward points for your preferred:

TRAVEL
REWARDS
GIFT
CARDS
PREMIUM
MERCHANDISE

The Signature Visa® Credit Card is only available to SECU members. Apply now and start earning rewards.

EARNpersonalizedREWARDS

From daily essentials and travel plans to celebratory dinners, turn every purchase into exclusive points—redeemable your way.

APPLY NOW

Not a SECU member?

No Problem

We have all the same products and services as a bank, but our members get so much more. As a resident, joining Maryland’s largest credit union (that’s us) is simple. Just start the credit card application process, and we’ll guide you from there!

†††APR = Annual Percentage Rate. Rates are based on your creditworthiness when you open your account. After that, your APR will vary with the market, based on the Prime Rate.

*0% APR on Purchases: 0% Introductory APR on purchases for the first 12 months when you open your account. After that, your APR will be 16.74% to 24.00%, based on your card product, creditworthiness, and will subsequently vary with the market based on the Prime Rate. Maximum APR for a variable rate that may be imposed is 24%. Offer of credit is subject to approval. Membership required.

3X Rewards Points Offer Information: Earn 3 points per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 5812-Restaurants; 5814-Fast Food Restaurants; 3000~3299-Airlines; 3351~3441-Car Rental Companies; 3500~3823-Hotels; 4112-Passenger Railways; 4131-Bus Lines; 4511-Airlines & Air Carriers; 4582-Airports & Terminals; 4722-Travel Agencies; 5962-Travel Related Arrangement Services; 7011-Hotels, Motels & Resorts; 7512-Automobile Rental Agency; 5735-iTunes & Amazon; and 5942-Amazon. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 3X rewards points. Promotion terms are subject to change without prior notice.

††2X Rewards Points Offer Information: Earn 2 points per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 5541-Service Stations; 5542-Automated Fuel Dispensers; 5411-Grocery Stores; and 5499-Misc. Food Stores. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 2X rewards points. Promotion terms are subject to change without prior notice.

**0% APR on Balance Transfers with a 3% balance transfer fee: Balance transfer offer expires 90 days after account opening. Promotion of 0% APR is only available for balances transferred from non-SECU accounts.

***Bonus Points Offer Information: You will qualify for 25,000 bonus points if you use your new Visa Signature® card to make any combination of purchase transactions totaling at least $2,000 (exclusive of any balance transfers, cash advances, transaction fees, returns and adjustments) that post to your account within 90 days of the account open date. Bonus points can be redeemed for cash back (25,000 points = $250) via statement credit. Limit one (1) bonus points offer per new account. This one-time offer is limited to members opening a new Visa Signature® card account. Allow 8-12 weeks from qualifying for the bonus points to post to your rewards balance.