YOUR EMPLOYER’S RAM MEMBERSHIP
GETS YOU ONE STEP CLOSER TO SECU MEMBERSHIP
AND A BETTER WAY TO BANK
YOUR EMPLOYER’S RAM MEMBERSHIP
GETS YOU ONE STEP CLOSER TO SECU MEMBERSHIP
AND A BETTER WAY TO BANK
Banking? Isn’t SECU a credit union?
We sure are, Maryland’s largest in fact. We also offer all the same products and services as a bank, but our members get so much more. As a not-for-profit and member-owned organization, we can typically provide lower fees and more rewarding checking accounts. All across the state, we’re deeply rooted in the communities we serve—think of us like hometown friends with big financial resources.
Do you manage a business that’s part of the Restaurant Association in Maryland but aren’t partnering with SECU yet? Let’s change that.
Servicios en Español Disponibles
See What SECU Has to Offer
We could go on and on about why you should choose SECU and how easy it is to join—and we will. But first, we’ll show you some of the benefits coming your way.
GET $250† TO SPEND FREELY
Open a SECU Total™ Checking & Rewards account and get $250† to spend however you like. Beyond a little extra cash, this all-in-one account offers competitive rates, no monthly maintenance fees, debit cash back and bonus credit card rewards.
- $250† offer valid thru 6/30/24 for new SECU members
- Must set up e-statements and have at least 2 qualifying payroll Direct Deposits within 90 days of opening the account—deposit the full paycheck to maximize long-term account benefits.
- Already have a checking account with another bank? No problem. Switching to SECU is simple and worth it for all the banking perks.
Learn how you can earn rewards and personalize this checking account to meet your needs.
Financial Wellness
Better Living Through Better Banking
From educational resources to hands-on support, our goal is your financial peace of mind. SECU’s highly trained Member Advisors will guide you towards your financial goals via virtual or in-person appointments. Live life to the fullest—schedule an appointment today.
How to Become a Member
From customer service to tracking tips, we know you have enough on your plate. (No pun intended.) Luckily, joining SECU is just a few short steps. Once you’re a member, you’ll have immediate access to all our banking services and support.
STEP 1:
Check Your Eligibility
You may be eligible through work, the college or tradeschool you attended, an organization you’re affiliated with, or even via a family member. Review the full list of eligibility options.
STEP 2:
Open and Activate
Open your SECU checking account online today, or set up a virtual or in-person appointment to speak with a Member Advisor. Once that’s complete, you’re a new SECU Member!
Account Options to Start Your Membership
We offer a full set of traditional financial services, but unlike the big banks, our responsibility is to you, not the financial industry. Take a closer look at all our personal banking products to decide what’s right for you.
VISIT SECU’S
VIRTUAL FINANCIAL CENTER
If you’re having trouble with the membership process, you can schedule an appointment, or pop into our open lobby, to speak with a specialist who can help.
Why Become A SECU Member
We’re Here For You & All You Seek
You work in a customer-first industry with no shortage of challenges in your day-to-day. Having a financial resource to help you get organized today and prepare for tomorrow doesn’t need to be a burden. That’s why we’re here. We’ve invested time in making sure our benefits, technology and banking services meet you where you are—not the other way around.
Join SECU. Bank Happily.
As a credit union, our members are also part owners. So you have a say in the future of SECU, and you’re welcome to stay for life.
Unlike the big banks, when we make money it comes back to you through lower loan rates, higher deposit rates, and fewer & lower fees.
All of the modern banking conveniences are here: bill pay, check deposits, money transfers, you name it—it can all be done from your mobile device.
Online banking just got easier. Here, you can do most of your day-to-day banking, set up virtual appointments, chat with Member Advisors, and so much more.
Our member advisors do what’s right for you, every time. That means they take the time to understand your goals and help you achieve them.
Your overall financial wellness is our focus. That’s why we offer free services to help you learn to budget, improve your credit score, plan for retirement, and more.
We would be nothing without our local community, so we keep our business here and give back in meaningful ways.
This is how we bring you lower rates and fewer fees. We have absolutely no financial relationships or investments with any brokerage firm.
† $250 offer valid from 4/15/24 – 6/30/24 for new SECU members that are employees of Restaurant Association of Maryland (RAM) organizations. Must open a new SECU Total™ Checking & Rewards account and meet the following criteria:
New SECU Members: 1) Join SECU and open a checking account during the promo period through the RAM page on SECU’s site; 2) Within 90 days of opening checking: Set up e-statements and have at least 2 separate qualifying payroll Direct Deposits post to your checking account. Existing members are not eligible for this offer. Members or former members that had a checking account on or after 4/1/2022 are not eligible for this offer.
Must be directly employed by a member (food service or hospitality business) of the Restaurant Association of Maryland (RAM) to be eligible for the offer. Family members and friends of those affiliated with RAM are not eligible. Accounts must be opened online through the RAM landing page to be eligible for the offer. Verification of employment status may be required. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person to person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. All criteria must be met within 90 days of opening checking. SECU will credit one cash bonus of $250 to the primary owner of the new SECU checking account within 60 days of meeting the requirements. Membership and accounts must be in good standing to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Advertised bonus cannot be combined with any other offer. Membership eligibility required. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. SECU’s determination of offer eligibility is final. Federally insured by NCUA.