More for You
Our priority is you. Not just your money, but the life you’re living and the future you’re building.
Here, banking is personal. Real humans. Real help. Services that make sense for who you are today. And a team that has your back when you’re ready to think about tomorrow.
So, is SECU a bank or a credit union?
Great question. We’re Maryland’s largest credit union, and we offer all the same products and services you’d expect from a bank. The difference? SECU members get more. We’re built around your success, which means prioritizing your fi nancial wellness and everyday needs.
Becoming a member is easier than you think.
SECU isn’t just for Maryland residents or state employees. You may be eligible through your job, the college you attended, a family member, or even an organization you’re part of.
More Value, Less Compromises
From setting financial goals to earning rewards on daily purchases, explore SECU’s most popular products and services—all designed with your lifestyle in mind.
CONVENIENT CHECKING
- No maintenance fees
- No minimum balance
- Debit cash back
COMPETITIVE HOME LOANS
- Local mortgage professionals
- Solutions for all income levels
- Fixed and adjustable rates
PERSONALIZED CREDIT CARDS
- Variety of reward systems
- Competitive interest rates
- Collegiate partner cards
FLEXIBLE AUTO LOANS
- New car and refinance options
- Competitive rates, better terms
- Cash out equity, lease buyouts
RETIREMENT PLANNING
- Intuitive calculators
- Investment management
- Traditional, Roth, Rollover IRAs
EXPERT FINANCIAL ADVICE
- Member advisors, not bots
- Virtual and in-person options
- Free for all SECU members
Online Banking, Only Better
SECU’s Virtual Financial Center allows you to do your day-to-day banking, set up virtual or in-person appointments, chat with member advisors, and take advantage of financial wellness benefits.