Through Towson University
A SECU membership and better banking
Are within
your reach
Through Towson University
A SECU membership and better banking
Are within your reach
As Maryland's largest credit union, it only makes sense for us to partner with a renowned school like Towson University. Our organization proudly shares the same commitment to improving the lives of students, athletes, and community members. From financial wellness to better banking services, SECU is here to do our part and hope that you'll join us.
Together, we can change lives and create opportunities.
Enjoy $100* while showing your stripes
TU students, this one’s for you. Get $100* and a Tiger Debit Card when you open a SECU Total™ Checking & Rewards Account.
Federally Insured bv NCUA
TU Financial Resources
Let SECU Be Your Go-To
MEET YOUR CAMPUS CONNECTION
Meet Annie, your on-campus SECU expert. She’s here to provide students, faculty, and staff with financial wellness tools, educational resources, and banking support. Reach out with questions or to schedule a financial education presentation.
GET HELP NOW
From balancing budgets to questions about inflation and the right savings account, our Virtual Financial Center puts expert financial guidance right at your fingertips. Schedule an appointment or drop in during our convenient open lobby hours when you can talk face-to-face with a member advisor.
OPEN LOBBY HOURS
MON-THU: 9am-8pm
FRI: 9am-6pm
SAT: 9am-2pm
How to Become a Member
Many individuals who are affiliated with Towson University automatically have access to a SECU membership. Please follow the steps below to see if you qualify, and if not, please check out this list for other ways you may be eligible.
STEP 1:
Confirm eligibility
Thanks to our partnership with TU, current students, faculty, staff, and alumni are all eligible for SECU membership. If that doesn't sound like you, not to worry. Here are other ways to qualify.
STEP 2:
Choose your account
As part of the process, you'll need to select the SECU product you'd like to activate. Review the options below, and as always, we're here to answer any questions.
Account Options to Start Your Membership
We offer a full set of traditional financial services, but unlike the big banks, our responsibility is to you, not the financial industry. Take a closer look at all our personal banking products to decide what’s right for you.
Why Become A SECU Member
Your Community Is Our Community
While we’re able to provide lower rates and are proud of our personalized service, that’s just scratching the surface of SECU membership.
All across Maryland, we’re deeply rooted in the communities we serve—leading local initiatives, such as financial literacy programs, support for local businesses and our highly successful Kindness Campaign that unites volunteers in acts of goodness.
Bank like a Tiger. Join SECU now.
Lifetime Ownership
As a credit union, our members are also part owners. So you have a say in the future of SECU, and you’re welcome to stay for life.
Lower Rates, Fewer Fees
Unlike the big banks, when we make money it comes back to you through lower loan rates, higher deposit rates, and fewer & lower fees.
Digital Banking
All of the modern banking conveniences are here: bill pay, check deposits, money transfers, you name it—it can all be done from your mobile device.
Virtual Financial Center
Online banking just got easier. Here, you can do most of your day-to-day banking, set up virtual appointments, chat with Member Advisors, and so much more.
Trusted Advice
Our member advisors do what’s right for you, every time. That means they take the time to understand your goals and help you achieve them.
Free Financial Support
Your overall financial wellness is our focus. That’s why we offer free services to help you learn to budget, improve your credit score, plan for retirement, and more.
Dedication to Community
We would be nothing without our local community, so we keep our business here and give back in meaningful ways.
Not-For-Profit Banking
This is how we bring you lower rates and fewer fees. We have absolutely no financial relationships or investments with any brokerage firm.
$100 bonus offer available for current students at Maryland colleges or universities who become new SECU members, and open checking between 7/15/26 – 12/31/26. Visit secumd.org/membership for membership requirements.
To qualify: 1) Open a share savings and SECU Total™ Checking & Rewards account during the promotional period. 2) Enter promo code STUDENT100 during online application or provide during in-branch application. 3) Within 60 days of opening checking: Set up e-statements and enroll in online and mobile banking. Existing members are not eligible for this offer. Members or former members who had a checking account in the last 24 months are not eligible for this offer. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Membership eligibility is required. Checking accounts are subject to terms and product approvals.
The minimum balance to open a share savings is $10. The minimum balance to open a SECU Total™ Checking & Rewards checking account is $25. All criteria must be met within 60 days of opening checking. Accounts opened without the promo code STUDENT100 will not be eligible for the offer. SECU will credit one cash bonus of $100 to the primary owner of the new SECU checking account and $10 into the share savings account within 30 days of meeting the requirements. Membership and accounts must be in good standing and actively enrolled in mobile and online banking to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. Advertised bonus cannot be combined with any other offer. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. Any applicable taxes are the responsibility of the member. SECU’s determination of offer eligibility is final. Federally insured by NCUA.
APY = Annual Percentage Yield. APYs current as of 11/01/22. Rates subject to change at any time. Fees may reduce earnings on the account.
Share savings receive 0.10% APY.
APY for SECU Total™ Checking & Rewards is calculated based on average daily balance and will be a blended rate.
Platinum: For this level, balances less than $3,500 receive 0.10% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.10% – 0.15%. Balances over $20,000 and $74,999.99 receive an APY of 0.10% – 0.50%. Balances over $75,000 receive APY of .10% – 2.00%.
Gold: For this level, balances less than $20,000 receive an APY of 0.10%. Balances over $20,000 receive an APY of 0.10% – 0.15%.
Silver: For this level, all balances receive an APY of 0.10%.
Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.
Blended rate example: If you are in the Platinum level and have a balance of $100,000, you will receive APY of 0.10% on the first $3,499.99, APY of 0.15% on the portion of your balance between $3,500 and $19,999.99, APY of 0.50% on the portion of your balance between $20,000 and $74,999.99 and receive APY of 2.00% on the portion of your balance above $75,000. This would result in a blended APY of 0.81%, if you maintain the $100,000 for the entire month.
Federally insured by NCUA.