Finally. A card with some bite.
Show your stripes every time you tap or swipe with the NEW Tiger Debit Card. Get yours today.
THE CHECKING ACCOUNT
THAT GROWS WITH YOU
As the Official Banking Partner of Towson University, we're proud to offer our most popular checking account. Along with the Tiger-branded debit card, the SECU Total™ Checking & Rewards account provides convenient features and meaningful rewards that grow with you. From your first semester to your first job, and every milestone ahead, this account is built to support your financial wellness every step of the way.
- Free checking with no monthly fees or account minimums
- Cash back and bonus points
- Digital payments like Apple Pay®
- Simple virtual banking
Opening a SECU Total™ Checking & Rewards account that's connected to the Official Debit Card of Towson University is simple to do online or at any SECU location. Open your account today.
STUDENTS GET
$100*
Simply open a SECU Total™ Checking & Rewards account using promo code STUDENT100 and the $100 cash reward is yours after setting up e-statements and enrolling in online banking!
GET STARTED
STUDENTS GET
$100*
Simply open a SECU Total™ Checking & Rewards account using promo code STUDENT100 and the $100 cash reward is yours after setting up e-statements and enrolling in online banking!
Everyone needs a checking account—
choose the one that proudly supports Towson University.
OPEN AN ACCOUNT
Learn more about SECU’s ongoing commitment to Towson University’s students, staff, and faculty.
New Member Student Bonus Disclosure
*$100 bonus offer available for current students at Maryland colleges or universities who become new SECU members and open checking between 7/15/26 – 12/31/26. Visit secumd.org/membership for membership requirements.
To qualify: 1) Open a Share Savings and SECU Total™ Checking & Rewards account during the promotional period. 2) Enter promo code STUDENT100 during online application or provide during in-branch application. 3) Within 60 days of opening checking: Set up e-statements and enroll in online and mobile banking. Existing members are not eligible for this offer. Members or former members who had a checking account in the last 24 months are not eligible for this offer. If you received a bonus for a SECU checking promo in the last 24 months, you are not eligible for this offer. Membership eligibility is required. Checking accounts are subject to terms and product approvals.
The minimum balance to open a share savings is $10. The minimum balance to open a SECU Total™ Checking & Rewards checking account is $25. All criteria must be met within 60 days of opening checking. Accounts opened without the promo code STUDENT100 will not be eligible for the offer. SECU will credit one cash bonus of $100 to the primary owner of the new SECU checking account and $10 into the Share Savings account within 30 days of meeting the requirements. Membership and accounts must be in good standing and actively enrolled in mobile and online banking to receive the bonus. Promotional period and offer are subject to change at any time without notice. The promotional bonus is limited to one per member. Advertised bonus cannot be combined with any other offer. Bonuses are considered miscellaneous income and may be reported as income to the IRS on Form 1099-MISC. Any applicable taxes are the responsibility of the member. SECU’s determination of offer eligibility is final.
Federally insured by NCUA.
APY = Annual Percentage Yield. APYs current as of 11/01/22. Rates subject to change at any time. Fees may reduce earnings on the account. Share savings receive 0.10% APY. APY for SECU Total™ Checking & Rewards is calculated based on average daily balance and will be a blended rate.
Platinum: For this level, balances less than $3,500 receive 0.10% APY. Balances between $3,500 and $19,999.99 receive an APY of 0.10% – 0.15%. Balances over $20,000 and $74,999.99 receive an APY of 0.10% – 0.50%. Balances over $75,000 receive APY of .10% – 2.00%.
Gold: For this level, balances less than $20,000 receive an APY of 0.10%. Balances over $20,000 receive an APY of 0.10% – 0.15%.
Silver: For this level, all balances receive an APY of 0.10%.
Bronze: For this level, the portion of your balance above $1,000 receives an APY of 0.05%.
Blended rate example: For example: If you are in the Platinum level and have a balance of $100,000, you will receive APY of 0.10% on the first $3,499.99, APY of 0.15% on the portion of your balance between $3,500 and $19,999.99, APY of 0.50% on the portion of your balance between $20,000 and $74,999.99 and receive APY of 2.00% on the portion of your balance above $75,000. This would result in a blended APY of 0.81%, if you maintain the $100,000 for the entire month.