Why choose a SECU Visa?

Save money while earning rewards for travel and merchandise.

All SECU Visa® cards include ScoreCard® Rewards Points. You earn 1 reward point for every net dollar spent. Some cards offer points for merchandise, some offer points for travel - SECU gives you both!

And, with no annual fee, no balance transfer fee and no over-the-limit fee, a SECU Visa card is a better value. See for yourself:

 Card Comparison SECU*   Competitor Average**  You Save!
 APR for Purchases 10.99% 15.74% $51/year
 APR for Cash Advances 10.99% 22.94% $364/year
 APR for Balance Transfers 10.99% 22.94% $364/year
 Cash Advance Fee ($3000 advance) $0 $150 $150
 Late Payment Fee $25 $35 $10
 Over-the-Limit Fee $0 $39 $39
 Penalty Pricing None 29.99%  
 Savings based on $3000 purchase, cash advance, balance transfer or cash advance.

Best of all there are no gimmicks, teasers or hidden fees:

  • Competitive interest rates
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Apply now or transfer your Big Bank credit card balances to a SECU ScoreCard Rewards Visa.

Apply Now


APR = Annual Percentage Rate. * APR as low as 10.99%. Rates are based on your creditworthiness when you open your account. After that, your APR will vary with the market, based on the Prime Rate. ** Competitor averages per the Informa National Credit Card Rate and Fee Study.