5.99% balance transfer

Through June 30, 2017, transfer any non-SECU balance to your SECU Visa® credit card and get a fixed 5.99% APR* for the life of the balance transferred. There are no balance transfer fees, no terms or time limits to pay the balance off, and the interest rate on the balance you transfer will never increase.


Transferring balances from other credit cards is easy. Use our simple balance transfer form to transfer card balances today.


Don't yet have a SECU Visa credit card? You can apply now and then take advantage of this great offer. With Cash Back, Rewards, Low Rate and Credit Builder cards, we have a credit card for every wallet. 


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3X the points


Use your SECU Rewards, Aspire, or Business Visa card between April 1, 2017 and June 30, 2017 while traveling, for home improvement, or on the latest electronics to automatically earn triple the points. Redeem your points (which never expire) for travel, gifts, and merchandise at scorecardrewards.com.

Sample categories and merchants

Category MCC* Sample Merchants 
Home Supply Warehouse (5200) 5812 Home Depot, Lowes
Hardware Stores (5251) 5814 Bloomingdale’s, Khol’s, Macy’s, Neiman Marcus, Nordstrom, Saks Fifth, etc
Household Appliance Stores (5722) 7832 Best Buy, Bissell
Electronic Stores (5732) 4816 Apple Computer, Best Buy, Bose, Newegg.com, etc
Furniture Stores (5712) 4899 Arhaus Furniture, Ashley Furniture, Bassett Furniture, Bob’s Discount Furniture, Ethan Allen, Haverty’s Furniture, IKEA, LA-Z-BOY, Mattress Discounters, Mattress Warehouse, Restoration Hardware, Select Comfort, Sleepy’s, Value City Furniture
Airlines (3000-3299, 4511) 4900
Car Rentals (3351-3441, 7512) 5960 / 6300
Hotels, Motels, & Resorts (3500-3823, 7011) 5968
Passenger Railways (4112) 7997 AMTRAK
Bus Lines (4131) 8398 Coach USA, Greyhound America
Airport & Terminals (4582) 8398
Cruise Lines (4411) 8398 Carnival, Disney, Norwegian, Princess
Travel Agencies (4722) 8398 Apple Vacations, Delta Vacations, Funjet Vacations, Southwest Airline Vacations, US Airways Vacations
Travel Related Arrangement (5962) 8398


New Visa Rewards Credit Cardholders: Earn 15,000 points after you spend $1,000 in the first 90 days.**


New for Cash Back Cardholders: Now everyday purchases are even more rewarding. You now earn unlimited 2% cash back on gas and groceries.


Redeem points at the pump!  Your SECU Visa Rewards, Aspire, Signature, or TU Affinity credit card will help you save on holiday travel. Get $0.50 off per gallon in exchange for 2,000 points at any BP gas station. Simply insert your card at the pump for a real-time fuel price rollback.  View Details.



Don't have a SECU Visa Card?

Now is the time to get one. Explore SECU's new suite of Visa credit cards, all with a low rate and no annual fee. Earn rewards points for travel or merchandise, or cash back.

Learn more and apply »

*APR = Annual Percentage Rate. See our Visa Balance Transfer disclosure.

**Bonus Points Offer Information: You will qualify for 15,000 bonus points if you use your new Rewards Visa® card to make any combination of purchase transactions totaling at least $1,000 (exclusive of any transaction fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) bonus points offer per new account. This one-time offer is limited to new customers opening an account before June 30, 2017. Allow 8-12 weeks from qualifying for the bonus points to post to your rewards balance.

3X Rewards Points Promotion Information: Earn 3 points per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle during the promotion period (April 1st, 2017 through June 30th, 2017) at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 3000-3299 & 4511-Airlines; 3351-3441 & 7512-Car Rentals; 3500-3823 & 7011-Hotels, Motels & Resorts; 4112-Passenger Railways; 4131-Bus Lines; 4411-Cruise Lines; 4582-Airport & Terminals; 4722-Travel Agencies; 5200-Home Supply Warehouse; 5251-Hardware Stores; 5311-Department Stores; 5722-Household Appliance Stores; 5732-Electronic Stores; 5712-Furniture Stores; and 5962-Travel Related Arrangement. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 3X rewards points. Promotion terms are subject to change without prior notice.