5.99% balance transfer

Through March 31, 2017, transfer any non-SECU balance to your SECU Visa® credit card and get a fixed 5.99% APR* for the life of the balance transferred. There are no balance transfer fees, no terms or time limits to pay the balance off, and the interest rate on the balance you transfer will never increase.


Transferring balances from other credit cards is easy. Use our simple balance transfer form to transfer card balances today.


Don't yet have a SECU Visa credit card? You can apply now and then take advantage of this great offer. With Cash Back, Rewards, Low Rate and Credit Builder cards, we have a credit card for every wallet. 


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3X the points


Use your SECU Rewards, Aspire, or Business Visa card between January 1, 2017 and March 31, 2017 while eating out, catching a movie, or paying your monthly bills to automatically earn triple the points. Redeem your points (which never expire) for travel, gifts, and merchandise at scorecardrewards.com.

Sample categories and merchants

Category MCC* Sample Merchants 
Restaurants 5812 Applebee’s, Bennigan’s, Bertucci’s, Bob Evans, Bonefish Grill, Buffalo Wild Wings, Carrabbas, Chevy’s, Famous Dave’s, Fogo De Chao, Golden Corral, Hard Rock Café, Longhorn, Macaroni Grill, Maggiano, Morton’s, Olive Garden, Outback, PF Chang’s, Red Lobster, Ruby Tuesday, Ruth’s Chris, T.G.I. Friday’s, The Capital Grille, The Cheesecake Factory, UNO Chicago Grill, Waffle House
Fast Food Restaurants  5814 Arby’s, Baja Fresh, Baskin Robbins, Bojangles’, Checkers, Chick-Fil-A, Chipotle, Cinnabon, Cold Stone Creamery, COSI, Dairy Queen, Dunkin Donuts, Einstein Bros Bagels, Five Guys, Hardee’s, Jimmy John’s, KFC, Krispy Kreme, Ledo Pizza, Long John Silvers, McDonald’s, Moe’s Southwest Grill, Panera Bread, Papa John’s, Pizza Hut, Popeye’s Chicken, Potbelly, Qdoba, Sarku Japan, Shake Shack, Sonic, Starbucks, Subway, Taco Bell
Motion Picture Theatres  7832 AMC Theatres, Cinemark, Fandango, Harbour 9, Hoyts Cinema, Regal Cinemas, United Artists
Telecommunication Services 4812 / 4814 AT&T, Boost Mobile, Metro PCS, OnStar, Sprint, T-Mobile, Verizon, Virgin Mobile, Vonage
Computer Network Services 4816 AOL, Boingo Wireless, Compserve, Dropbox, Microsoft Network, Xbox Live Services
Cable/Satellite TV, Pay TV, Radio Services 4899 Comcast, DirecTV, DISH Network, HULU, Netflix, SIRIUS XM, Verizon
Utilities, Gas, Electric 4900 DTE Energy, Duke Energy, Southern Maryland Electric Cooperative, WMS Waste Management
Insurance Sales & Services 5960 / 6300 AAA, AARP, AETNA, AFLAC, Allstate Insurance, Ameriprise Financial, AMICA, Asurion, Blue Cross, CIGNA, Delta Dental, Elephant Auto Insurance, Erie Insurance, Farmers Insurance, GEICO, Humana One, Kaiser, Liberty Mutual Insurance, MetLife, Nationwide Insurance, Old Republic Home Protection, Progressive Insurance, SAFECO, State Farm Insurance, The Colonial Penn, The Hartford Financial Services, Travelers, United Healthcare, USAA Insurance
Subscription Services 5968 Amazon Prime, Audible, Baltimore Sun, Consumer Reports, Dollar Shave Club, Wall Street Journal, Experian, Lifelock, Netflix, NY Times, Pandora, Weight Watchers
Member Clubs 7997 24 Hour Fitness, Gold’s Gym, LA Fitness, Lifetime Fitness, YMCA, Zumba Fitness
Charitable Organizations 8398 American Cancer Society, American Diabetes Association, American Red Cross, Amnesty International, ASPCA, Children Miracle Network Hospitals, Habitat for Humanity, St. Jude Children’s Research Hospital, The Salvation Army, UNICEF, World Wildlife Fund, Wounded Warrior Project


New Visa Rewards Credit Cardholders: Earn 15,000 points after you spend $1,000 in the first 90 days.**


New for Cash Back Cardholders: Now everyday purchases are even more rewarding. You now earn unlimited 2% cash back on gas and groceries.


Redeem points at the pump!  Your SECU Visa Rewards, Aspire, Signature, or TU Affinity credit card will help you save on holiday travel. Get $0.50 off per gallon in exchange for 2,000 points at any BP gas station. Simply insert your card at the pump for a real-time fuel price rollback.  View Details.



Don't have a SECU Visa Card?

Now is the time to get one. Explore SECU's new suite of Visa credit cards, all with a low rate and no annual fee. Earn rewards points for travel or merchandise, or cash back.

Learn more and apply »

*APR = Annual Percentage Rate. See our Visa Balance Transfer disclosure.

**Bonus Points Offer Information: You will qualify for 15,000 bonus points if you use your new Rewards Visa® card to make any combination of purchase transactions totaling at least $1,000 (exclusive of any transaction fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) bonus points offer per new account. This one-time offer is limited to new customers opening an account before March 31, 2017. Allow 8-12 weeks from qualifying for the bonus points to post to your rewards balance.

3X Rewards Points Promotion Information: This offer applies to select merchant categories. The MCC (Merchant Category Code) for each purchase is shown on your Visa statement: look under the "Transactions" heading for the column with the four-digit MCC numbers. Earn 3 points per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle during the promotion period (January 1st, 2017 through March 31st, 2017) at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 4812, 4814-Telecommunication Services; 4816-Computer Network Services; 4899-Cable/Satellite TV, Pay TV, Radio Services; 4900-Utilities, Electric, Gas & Sanitary; 5960, 6300-Insurance Sales & Services; 5968-Subscription Services; 7997-Member Clubs; and 8398-Charitable Organizations. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 3X rewards points. Promotion terms are subject to change without prior notice.