Getting homeowner's insurance is just smart - and required if you're getting a mortgage.

Lenders typically require homowner's (or hazard) insurance.

Homeowner's insurance protects your home and other structures on your property. It also protects your personal possessions (furniture, clothing, appliances, etc.) and may include additional coverage for things like living expenses, jewelry/valuables, and liability. 

You can choose to pay the homeowner's insurance premium directly or, as often is the case, have it included in your monthly loan payment. Your lender will then pay your insurance company for you (they can do the same with your property taxes too).

Policies are typically 12 months and renew automatically (at which point they can change). You may be able to reduce your premiums by having several insurance policies with the same insurer (multi-policy discount).

Apply online for homeowners insurance through TruStage.


Insurance products are not insured by the National Credit Union Share Insurance Fund (NCUSIF), are not a SECU deposit, might lose value, have no credit union guarantee, and are not insured by any Federal government agency. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.



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