Credit Card Promotions

Transfer high rate, non-SECU credit card balances and save money on interest.

Your SECU Visa credit card can help you save money on interest. Transfer your non-SECU credit card balances to your SECU Visa by June 30, 2018, and lock in a low 6.49% rate that never changes until that balance is paid off.* Plus, you pay no balance transfer fees.


Cash Back Cardholders: Everyday purchases are even more rewarding. Earn unlimited 2% cash back on gas and groceries.

3X the points

Use your SECU Rewards or Aspire card** between January 1, 2018 and March 31, 2018 while eating out and on recurring payments to automatically earn triple the points. Redeem your points (which never expire) for travel, gifts, and merchandise at

Sample categories and merchants

Category MCC* Sample Merchants 
Restaurants 5812 Applebees, Bennigan, Bertucci’s, Bob Evans, Bonefish Grill, Buffalo Wild Wings, Carrabbas, Chevy’s, Famous Dave’s, Fogo De Chao, Golden Corral, Hard Rock Café, Longhorn, Macaroni Grill, Maggiano, Morton’s, Olive Garden, Outback, PF Chang’s, Red Lobster, Ruby Tuesday, Ruth’s Chris, T.G.I. Friday’s, The Capital Grille, The Cheesecake Factory, UNO Chicago Grill, Waffle House
Fast Food Restaurants 5814 Arby’s, Baja Fresh, Baskin Robbins, Bojangles, Checkers, Chick-Fil-A, Chipotle, Cinnabon, Cold Stone Creamery, COSI, Dairy Queen, Dunkin Donuts, Einstein Bros Bagels, Five Guys, Hardee’s, Jimmy John’s, KFC, Krispy Kreme, Ledo Pizza, Long John Silvers, McDonald’s, Moe’s Southwest Grill, Panera Bread, Papa John’s, Pizza Hut, Popeye’s Chicken, Potbelly, Quoba, Sarku Japan, Shake Shack, Sonic, Starbucks, Subway, Taco Bell
Motion Picture Theatres 7832 AMC Theatres, Cinemark, Fandango, Harbour 9, Hoyts Cinema, Regal Cinemas, United Artists
Telecommunication Services 4812/4814 AT&T, Boost Mobile, Metro PCS, OnStar, Sprint, T-Mobile, Verizon, Virgin Mobile, Vonage
Computer Network Services 4816 AOL, Boingo Wireless, Compserve, Dropbox, Microsoft Network, Xbox Live Services
Cable / Satellite TV, Pay TV, Radio Services 4899 Comcast, DirecTV, DISH Network, HULU, Netflix, SIRIUS XM, Verizon
Utilities, Electric, Gas, & Sanitary 4900 DTE Energy, Duke Energy, Southern Maryland Electric Cooperative, WMS Waste Management
Insurance Sales & Services 5960/6300 AAA, AARP, AETNA, AFLAC, Allstate Insurance, Ameriprise Financial, AMICA, Asurion, Blue Cross, CIGNA, Delta Dental, Elephant Auto Insurance, Erie Insurance, Farmers Insurance, GEICO, Humana One, Kaiser, Liberty Mutal Insurance, MetLife, Nationwide Insurance, Old Republic Home Protection, Progressive Insurance, SAFECO, State Farm Insurance, The Colonial Penn, The Hartford Financial Services, Travelers, United Healthcare, USAA Insurance
Subscription Services 5968 Amazon Prime, Audible, Baltimore Sun, Consumer Reports, Dollar Shave Club, Wall Stree Journal, Experian, Lifelock, Netflix, NY Times, Pandora, Weight Watchers
Member Clubs 7997 24 Hour Fitness, Gold’s Gym, LA Fitness, Lifetime Fitness, YMCA, Zumba Fitness
Charitable Organizations 8398 American Cancer Society, American Diabetes Association, American Red Cross, Amnesty International, ASPCA, Children Miracle Network Hospitals, Habitat for Humanity, St. Jude Children’s Research Hospital, The Salvation Army, UNICEF, World Wildlife Fund, Wounded Warrier Project

Redeem points at the pump!  Your SECU Visa Rewards, Aspire, Signature, or TU Affinity credit card will help you save on holiday travel. Get $0.50 off per gallon in exchange for 2,000 points at any BP gas station. Simply insert your card at the pump for a real-time fuel price rollback.  View Details.

Don't have a SECU Visa Card?

Now is the time to get one. Explore SECU's new suite of Visa credit cards, all with a low rate and no annual fee. Earn rewards points for travel or merchandise, or cash back.

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APR = Annual Percentage Rate.

*Balance Transfers: Balance transfer offer expires June 30, 2018. Total value of transfers cannot exceed your credit limit. SECU sends either full or partial payment to your creditors in the order you list them. Allow at least two weeks from submitting the balance transfer request for processing. Continue paying each creditor until the transfer appears as a credit. It will take at least 17 days from account opening to initiate your balance transfer request. Within this 17 day time period, you may cancel your balance transfer by calling us at 800-879-7328. Do not transfer any disputed purchase or charge because you may lose dispute rights. Promotion rate of 6.49% is only available for balances transferred from non-SECU accounts.

**3X Rewards Points Promotion Information: Earn 3 points per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle during the promotion period (January 1st, 2018 through March 31st, 2018) at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 4812 & 4814-Telecommunication Services; 4816-Computer Network Services; 4899-Cable/Satellite TV & Radio Services; 4900-Utilities, Electric, Gas & Sanitary Services; 5812-Restaurants; 5814-Fast Food Restaurants; 5960 & 6300-Insurance Sales & Services; 5968-Subscription Services; 7832-Motion Picture Theatres; 7997-Member Clubs; and 8398-Charitable Organization. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 3X rewards points. Promotion terms are subject to change without prior notice.