APR = Annual Percentage Rate.
*Balance Transfers: Balance transfer offer expires June 30, 2018. Total value of transfers cannot exceed your credit limit. SECU sends either full or partial payment to your creditors in the order you list them. Allow at least two weeks from submitting the balance transfer request for processing. Continue paying each creditor until the transfer appears as a credit. It will take at least 17 days from account opening to initiate your balance transfer request. Within this 17 day time period, you may cancel your balance transfer by calling us at 800-879-7328. Do not transfer any disputed purchase or charge because you may lose dispute rights. Promotion rate of 6.49% is only available for balances transferred from non-SECU accounts.
**3X Rewards Points Promotion Information: Earn 3 points per net purchase dollar (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle during the promotion period (January 1st, 2018 through March 31st, 2018) at merchant locations that are classified in the following merchant categories and merchant category codes (MCC): 4812 & 4814-Telecommunication Services; 4816-Computer Network Services; 4899-Cable/Satellite TV & Radio Services; 4900-Utilities, Electric, Gas & Sanitary Services; 5812-Restaurants; 5814-Fast Food Restaurants; 5960 & 6300-Insurance Sales & Services; 5968-Subscription Services; 7832-Motion Picture Theatres; 7997-Member Clubs; and 8398-Charitable Organization. SECU does not determine which MCC a merchant chooses to classify itself. Merchants are generally classified based upon their primary line of business. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the 3X rewards points. Promotion terms are subject to change without prior notice.