*APR = Annual Percentage Rate
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** Upon approval and funding of your refinance loan, the primary borrower will receive a gift card of $250. To qualify, the completed loan application must be received between 12/1/2019 and 12/31/2019 with a minimum funded loan of $10,000. The gift card will be awarded within 90 days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one gift card per borrower. SECU reserves the right to modify the terms of this offer at any point in the future for new applications.