Student Loans

You don’t need a bank to get a student loan!

With easy repayment options and competitive interest rates, you can make the choice to graduate with less loan debt and enjoy more flexibility while in school.

SECU has partnered with Sallie Mae to offer the Smart Option Student Loan. This student loan can fill the gap that personal savings, federal student loans, scholarships and grants don't cover.

Smart Option Student Loan highlights

  • Borrow up to the full cost of education, including books and fees 
  • Defer payments until you graduate, or choose to pay a little or a lot while in school to reduce your total loan costs 
  • Save money with a .25% interest rate reduction when you make your monthly payments via automatic debit from your SECU account 
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Although the Health Care and Education Affordability Reconciliation Act of 2010 eliminated the Federal Family Educational Loan (FFELP) Program on July 1, 2010, Stafford and PLUS loans are still available through the Federal Direct Loan Program

For all questions or service related to an existing Federal Family Educational Loans (FFELP) previously secured through SECU, contact Great Lakes at 800-236-4300 or