100% Financing

Buy a home for just $1,000 down!*

One of the most significant obstacles to homeownership today is a lack of funds for down payment and closing costs. SECU’s new 100% loan-to-value financing provides an alternative for responsible borrowers who do not have access to large amounts of cash.

To Qualify: 

  • You need good credit 
  • Primary residence purchase only
  • You cannot own any other real estate
  • Closing cost contribution of $1,000 or 1% of the sale price (whichever is less) 
Get Started

*Minimum borrower contribution to closing costs required: the lesser of 1% of sales price or $1,000.


Error Resolution and Information Requests

You have certain rights under Federal law related to resolving errors and requesting information about your loan account. In order to provide us with notice of an error on your loan account, or to request information about your loan account, please send us a written notice that contains (i) your name, (ii) your loan account number, and (iii) information concerning the error you believe has occurred or the information you are requesting about your loan. This written notice must be sent to the following address: SECU P.O. Box 2092, Glen Burnie, MD 21060.