Buying Your Next Home

Fixed Rate Loan with Predictable Monthly Payments

One of the most popular mortgage options; for loans from $10,000 up to $424,100*

 Highlights: 

  • Up to 95% loan-to-value on single family homes
  • Varying loan-to-value for 2nd homes and investment properties
Apply Now

Or contact a SECU mortgage professional.

 

Low Interest Rate Loan

Adjustable Rate Mortgages (ARMs) are suited to borrowers who plan to be in their homes for a short time. 

Highlights:

  • A pre-determined initial rate lock term (e.g. 1, 3 or 5 years)
  • After the initial period, the rate can go up (2% max) or down
  • Typically lower interest rates than other mortgages
Apply Now

Or contact a SECU mortgage professional.

 

Low Down Payment Loan

FHA loans are insured by the federal government and have more flexible requirements for down payments, income qualifications and closing cost contributions.

Highlights include:

  • Low down payment requirement of 3.5%
  • 15- or 30-year fixed rate mortgages only
  • Primary residence only
Apply Now

 Or contact a SECU mortgage professional.

 

Large Loan Amount Mortgage

A Jumbo Mortgage is designed for purchases larger than $424,100*

Advantages of a SECU Jumbo Mortgage:

  • Access to loan amounts up to $2,000,000
  • Available for owner-occupied single family homes or warrantable condominiums
  • Up to 6% seller contribution allowed
Apply Now

Or contact a SECU mortgage professional

 

Medical Professionals can take advantage of SECU's MD Loan, designed to suit your unique needs. 

 

 


 

*Minimum and maximum loan amounts may vary based on location. 

Subject to credit approval. Programs subject to change without notice.