Beat the Rate

Let us lower your auto rate with out Beat the Rate program 

We want our members to have the best rates out there, which is why we’re offering to beat your non-SECU auto loan rate. Want to see if we can lower your rate? Just schedule an appointment and bring the proper documentation:

  • Original title or registration (if you live in a state that files the title electronically)
  • Payoff letter from current lender including per diem and payoff expiration
  • Proof of insurance
What if we can’t beat your rate?

If you’re already getting a fantastic auto loan rate and we can’t help get it any lower, we’ll send you a $50 gift card*—meaning you win either way.

Find out if we can beat your rate.

Schedule an in-person or virtual appointment to see if you qualify. Offer ends 10/31/21.

Becoming a member is easier than you think. With state-of-the-art financial centers all throughout Maryland, 50,000+ free ATMs nationwide, and a full range of banking services, there are so many reasons to love SECU. For even more reasons, click here.




*Offer valid from 07/02/2021 through 10/31/2021. If the rate cannot be beat once you apply and are approved, you will qualify for a gift card, which will be sent via US Mail within 60 days of application date. SECU not responsible for gift card program, for gift card program please contact MediaTree ( Subject to credit approval. Additional terms and restrictions may apply. Membership Required.